Jana Small Finance Bank Q4 PAT at INR140 Crores

Jana SFB reported Q4 FY26 PAT of INR140 crores, meeting its guidance range of INR140-160 crores, with net credit cost at 0.47%.
The bank's gross advances grew 23% YoY to INR36,289 crores, while deposits grew 23% to INR35,784 crores, with cost of funds declining 20 bps QoQ.
Management provided FY27 guidance for 19-21% loan growth, 23-25% deposit growth, and over 80% PAT growth, signaling a strong recovery from past stress.
The earnings call transcript was submitted to exchanges in compliance with SEBI LODR Regulations, featuring CEO Ajay Kanwal and other executives.