Key Financial Figures - Standalone (Amount in Lacs)

Revenue Performance

  • Total Revenue from operations: ₹972.33 lakhs (Q1 FY27) compared to ₹537.57 lakhs (Q1 FY26) and ₹683.20 lakhs (Q4 FY26)
  • Interest Income: ₹963.84 lakhs
  • Sale of services: ₹8.49 lakhs
  • Other income: ₹972.33 lakhs

Expense Breakdown

  • Finance Costs: ₹887.67 lakhs
  • Impairment on financial instruments: ₹20.06 lakhs
  • Employee Benefits Expenses: ₹19.38 lakhs
  • Depreciation, amortization and impairment: ₹7.41 lakhs
  • Other expenses: ₹32.71 lakhs
  • Total Expenses: ₹967.23 lakhs

Profitability Metrics

  • Profit before tax: ₹5.10 lakhs
  • Tax Expense:
  • Current Tax: ₹1.56 lakhs
  • Deferred Tax: ₹3.24 lakhs
  • Profit for the period from continuing operations: ₹0.30 lakhs
  • Earnings per equity share (basic and diluted): Not quantifiable from disclosed data

Capital Structure

  • Paid up equity share capital: ₹1,050.26 lakhs (Face Value of ₹2 per Share)
  • Other Equity (excluding revaluation reserve): ₹2,376.37 lakhs

Key Financial Figures - Consolidated (Amount in Lacs)

Revenue Performance

  • Total Revenue from operations: ₹1,234.85 lakhs
  • Interest Income: ₹1,080.57 lakhs
  • Other income: ₹154.28 lakhs
  • Other Income: ₹2.93 lakhs
  • Total Income: ₹1,237.78 lakhs

Expense Breakdown

  • Finance Costs: ₹911.42 lakhs
  • Net loss on fair value changes: ₹54.23 lakhs
  • Impairment on financial instruments: ₹22.27 lakhs
  • Employee Benefits Expenses: ₹26.46 lakhs
  • Depreciation, amortization and impairment: ₹7.41 lakhs
  • Other expenses: ₹37.20 lakhs
  • Total Expenses: ₹1,058.99 lakhs

Profitability Metrics

  • Profit before tax: ₹178.79 lakhs
  • Tax Expense:
  • Current Tax: ₹64.81 lakhs
  • Deferred Tax: ₹10.94 lakhs
  • Profit for the period from continuing operations: ₹103.04 lakhs
  • Controlling Interest: ₹83.85 lakhs
  • Non-Controlling Interest: ₹19.20 lakhs
  • Earnings per equity share:
  • Basic: ₹0.20
  • Diluted: ₹0.20

Capital Structure

  • Paid up equity share capital: ₹1,050.26 lakhs
  • Other Equity (excluding revaluation reserve): ₹4,433.01 lakhs

Segment-wise Performance - Standalone

Segment Revenue

  • Corporate Loan Division: ₹923.02 lakhs
  • Gold Loan Division: ₹11.65 lakhs
  • Retail Division: ₹37.66 lakhs
  • Total Segment Revenue: ₹972.33 lakhs

Segment Result (Profit/Loss before tax and interest)

  • Corporate Loan Division: ₹888.46 lakhs profit
  • Gold Loan Division: ₹4.83 lakhs profit
  • Retail Division: ₹0.52 lakhs loss
  • Total Profit before tax: ₹892.77 lakhs

Segment Assets

  • Corporate Loan Division: ₹3,184.34 lakhs
  • Gold Loan Division: ₹206.47 lakhs
  • Retail Division: ₹35.83 lakhs
  • Total Segment Asset: ₹3,426.64 lakhs

Segment-wise Performance - Consolidated

Segment Revenue

  • Vehicle Loan Division: ₹32.18 lakhs
  • Corporate Loan Division: ₹1,153.36 lakhs
  • Gold Loan Division: ₹11.65 lakhs
  • Retail Division: ₹37.66 lakhs
  • Total Segment Revenue: ₹1,234.85 lakhs

Segment Result (Profit/Loss before tax and interest)

  • Vehicle Loan Division: ₹159.09 lakhs profit
  • Corporate Loan Division: ₹926.82 lakhs profit
  • Gold Loan Division: ₹4.83 lakhs profit
  • Retail Division: ₹0.52 lakhs loss
  • Total Profit before tax: ₹1,090.22 lakhs

Segment Assets

  • Vehicle Loan Division: ₹220.18 lakhs
  • Corporate Loan Division: ₹5,797.61 lakhs
  • Gold Loan Division: ₹206.47 lakhs
  • Retail Division: ₹35.83 lakhs
  • Total Segment Asset: ₹6,260.09 lakhs

Segment Liabilities

  • Vehicle Loan Division: ₹208.83 lakhs
  • Corporate Loan Division: ₹34,159.75 lakhs
  • Gold Loan Division: ₹3.62 lakhs
  • Retail Division: ₹32.76 lakhs
  • Total Segment Liabilities: ₹34,404.95 lakhs

Entity Information

  • Corporate Office: 3rd Floor, 56/33, Site IV Industrial Area Sahibabad, Ghaziabad-201010, Uttar Pradesh