Karnataka Bank Q4 FY26 Net Profit Up 40% YoY

Karnataka Bank reported Q4 FY26 PAT of ₹408 crore, a 40% YoY growth, driven by 13% total income growth and lower operating expenses.
Gross NPA improved 54 bps QoQ to 2.78% while CASA ratio expanded 208 bps to 33.61%, with gross advances growing 8% QoQ to ₹83,340 crore.
The bank is accelerating its digital transformation journey with new product launches, data analytics initiatives, and expansion of its retail loan processing hubs.
Strategic focus remains on retail, agriculture, and MSME sectors with a performance-driven culture and outward-facing sales teams to drive future growth.