Laxmi India Finance Q4 FY26 PAT Up 38% YoY

Laxmi India Finance reported FY26 PAT growth of 38% YoY to INR49.7 crores with AUM reaching INR1,626 crores.
The company achieved 27% YoY AUM growth and expanded NIM to 11.26% while reducing borrowing costs to 10.8%.
Management guided for 30-35% AUM growth and 40-45% PAT growth in FY27, focusing on secured MSME lending across six states.