Libord Finance Limited FY26 Annual Report & AGM Notice

Annual General Meeting Details

The 32nd Annual General Meeting (AGM) of Libord Finance Limited is scheduled to be held on Friday, September 25, 2026 at 12:00 Noon (IST) through Video Conferencing/Other Audio Visual Means (VC/OAVM).

AGM Agenda

Ordinary Business:

1. To receive, consider, approve and adopt the Audited Standalone Financial Statements of the Company for the Financial Year ended March 31, 2026 and the Auditor's Report thereon and the Report of the Directors.

2. To appoint a Director in place of Mr. Lalit Kumar Dangi (DIN: 00886521) who retires by rotation and being eligible, offers himself for re-appointment.

Special Business:

3. To re-appoint Mr. Ramanathan Thirupathi (DIN: 01680773) as an Independent Director of the Company for a second term of 5 consecutive years from August 24, 2026 to August 23, 2031 (Special Resolution).

4. To re-appoint Dr. (Mrs.) Vandna Dangi (DIN: 00886496) as Managing Director of the Company for a period of 3 years from March 10, 2027 to March 9, 2030 on the following remuneration terms:

• Basic Salary: ₹3,00,000/- per month
• Car Facility: Car with services of a driver maintained by the Company for official use
• Telephone Facility: Reimbursement of telephone expenses used for Company's work

(Ordinary Resolution)

Financial Performance Highlights (Standalone)

For the Year Ended March 31, 2026:

• Total Income: ₹199.98 lakhs (Previous Year: ₹126.93 lakhs) - Increase of 57.55%
• Profit before Finance Costs & Depreciation: ₹89.27 lakhs (Previous Year: Loss of ₹26.92 lakhs)
• Finance Costs: ₹3.55 lakhs (Previous Year: ₹6.17 lakhs)
• Depreciation, Amortisation and Impairment: ₹21.75 lakhs (Previous Year: ₹21.76 lakhs)
• Profit before Taxes: ₹63.97 lakhs (Previous Year: Loss of ₹54.85 lakhs)
• Current Tax: Nil (Previous Year: Nil)
• Tax effect of Earlier Year: ₹0.00 (Previous Year: ₹-0.10 lakhs)
• Deferred Tax: ₹0.31 lakhs (Previous Year: ₹-0.58 lakhs)
• Profit after Taxation: ₹63.66 lakhs (Previous Year: Loss of ₹54.17 lakhs)
• Total Comprehensive Income: ₹37.97 lakhs (Previous Year: Loss of ₹42.64 lakhs)
• Net Gain/(Loss) on Equity Instruments measured at Fair Value through OCI: ₹-25.69 lakhs (Previous Year: Gain of ₹11.53 lakhs)

Share Capital

• Authorized Capital: 17,000,000 equity shares of ₹10 each (₹17,00,00,000)
• Paid-up Capital: 15,700,000 equity shares of ₹10 each (₹15,70,00,000)
• No change in share capital during the year
• No shares with differential voting rights, stock options, or sweat equity issued

Dividend

No dividend recommended for the financial year 2025-26.

Transfer to Reserves

Profit of ₹63.66 lakhs transferred to the Profit & Loss Account under Reserves & Surplus.

Deposits

The Company has not accepted any deposits within the meaning of Section 73 of the Companies Act, 2013.

Directors & Key Managerial Personnel

• Mr. Lalit Kumar Dangi retires by rotation and is eligible for re-appointment
• Dr. (Mrs.) Vandna Dangi re-appointed as Managing Director subject to shareholder approval
• Mr. Ramanathan Thirupathi re-appointed as Independent Director for second term subject to shareholder approval
• Ms. Vinantee Chetan Shah relieved as Company Secretary and Compliance Officer w.e.f. October 31, 2025
• Ms. Mohini Devanand Bhavsar appointed as Company Secretary and Compliance Officer w.e.f. January 23, 2026 and relieved w.e.f. June 25, 2026

Board Meetings

4 meetings held during the financial year on: May 28, 2025, August 13, 2025, October 31, 2025, and January 23, 2026.

Corporate Governance

• Company has adopted Code of Conduct, Whistle Blower Policy, and Prevention of Insider Trading Policy
• All Independent Directors have given declarations of independence
• Board evaluation conducted for FY 2025-26
• No material related party transactions
• No instances of fraud reported under Vigil Mechanism

Key Financial Ratios and Position

• Current Ratio: Not explicitly disclosed
• Debt-Equity Ratio: 0 (No borrowings)
• Return on Equity: Improved to positive from negative previous year
• Investments: ₹4,93,452.14 lakhs (primarily in quoted and unquoted equity instruments)
• Loans: ₹7,67,873.37 lakhs (mainly working capital loans)
• Cash and Cash Equivalents: ₹3,792.71 lakhs

Operational Review

• Company is a Non-Banking Financial Company (NBFC) registered with RBI
• Engaged in financial services, working capital loans, project finance, syndication of loans, corporate advisory services
• Total income increased due to favorable business conditions
• No material changes in the nature of business

Outlook and Prospects

• Indian economy showed resilience with estimated real GDP growth of 7.7% in FY 2025-26
• Company anticipates favorable economic environment despite global challenges including geopolitical conflicts and supply chain disruptions
• RBI projects 6.9% growth for FY 2026-27 with CPI inflation at 4.6%
• IMF revised India's growth forecast upward to 7.6% for 2025 and 6.5% for 2026

Risk Management

• Company has identified no element of risk that may threaten its existence
• Internal financial controls are adequate and operating effectively
• Risk Management Committee constituted pursuant to RBI circular

Compliance Status

• No material orders passed by any Regulator, Court or Tribunal impacting going concern status
• No instances of non-compliance with SEBI LODR Regulations
• All applicable secretarial standards complied with

Shareholding Pattern

• Total shareholders: 12,394 as of March 31, 2026
• Promoter holding: Mr. Lalit Kumar Dangi (12,73,336 shares), Dr. Vandna Dangi (12,30,735 shares)
• 89.95% shares held in dematerialized form

Important Dates

• Book Closure: September 19, 2026 to September 25, 2026 (both days inclusive)
• E-voting period: September 21, 2026 (9:00 AM) to September 24, 2026 (5:00 PM)
• Cut-off date for voting rights: September 18, 2026

Registrar and Share Transfer Agent

M/s Ankit Consultancy Pvt. Ltd., 60, Electronic Complex, Pardeshipura, Indore - 452010, Madhya Pradesh

Compliance Officer

Currently vacant (last held by Ms. Mohini Devanand Bhavsar until June 25, 2026)