Mahindra Finance Q4 PAT Up 55% YoY

Mahindra Finance reported Q4FY26 PAT growth of 55% YoY to ₹873 crore and FY26 PAT growth of 19% to ₹2,782 crore.
Asset quality improved with GS3 at 3.4% and GS2+GS3 at 8.2%, the lowest in 8 years, while NIM expanded 101 bps YoY to 7.5%.
The company achieved 100% digital onboarding and collections, with ₹31,500 crore disbursed through its Udaan digital stack in FY26.
Subsidiaries showed strong performance with Mahindra Rural Housing PAT turning positive and Mahindra Insurance Brokers PAT up 28%.