Summary of Key Information:

Reporting Period: Quarter ended June 30, 2026 (Q1 FY27)

Nature of Filing: Outcome of Board Meeting and Financial Results

Audit Opinion:

Clean/Unmodified opinion from statutory auditors Sorab S. Engineer & Co. for both standalone and consolidated financial results

Key Financial Highlights [₹ in crores]:

Standalone Results:

  • Revenue from Operations: ₹530.32 crore (19.74% YoY growth from ₹442.89 crore in Q1 FY26)
  • Total Income: ₹530.32 crore
  • Net Profit: ₹104.60 crore (24.67% YoY growth from ₹83.90 crore in Q1 FY26)
  • EPS: ₹5.76 (Basic and Diluted)
  • Other Equity: ₹2,771.18 crore (as of March 31, 2026)
  • Assets Under Management: ₹15,146.73 crore (21.13% YoY growth from ₹12,504.60 crore)

Consolidated Results:

  • Revenue from Operations: ₹562.46 crore
  • Total Income: ₹561.92 crore
  • Net Profit: ₹110.15 crore (27.21% YoY growth from ₹86.59 crore in Q1 FY26)
  • EPS: ₹5.98 (Basic and Diluted)
  • Other Equity: ₹2,792.76 crore (as of March 31, 2026)
  • Assets Under Management: ₹16,122.75 crore (21.24% YoY growth from ₹13,298.50 crore)

Segment-wise Performance:

Financing Activities:
  • Segment Revenue: ₹560.13 crore (Q1 FY27)
  • Segment Profit before tax: ₹145.95 crore (Q1 FY27)
Others (Insurance Broking):
  • Segment Revenue: ₹1.79 crore (Q1 FY27)
  • Segment Profit before tax: ₹7.72 crore (Q1 FY27)

Asset Quality Metrics (Standalone):

  • Gross Stage 3: 2.58%
  • Net Stage 3: 1.70%
  • Capital to Risk-Weighted Assets Ratio: 23.25%
  • Management Overlay: ₹17.60 crore (0.14% of on-book assets)

Corporate Actions:

  • Dividend: Board recommended dividend declaration (amount not specified in this document)
  • Register of Members & Share Transfer Books will remain closed from August 27, 2026 to September 2, 2026 for dividend purpose
  • Remote e-voting period: August 29, 2026 (9:00 AM) to September 1, 2026 (5:00 PM)

Management Changes:

  • Re-appointment of Mrs. Darshana Pandya (DIN: 07610402) as Director recommended for shareholder approval
  • Re-appointment of Ms. Riddhi Bhayani as Chief Compliance Officer for 5 years effective September 28, 2026
  • Promotion of Mr. Nishant Jain to Director - Operations from Chief Risk Officer effective September 1, 2026
  • Promotion of Mr. Darshil Thakkar to Chief Risk Officer from Head - Credit effective September 1, 2026
  • Mr. Bharat Aswani assigned additional responsibilities of Head - Credit

Other Significant Information:

  • 31st Annual General Meeting scheduled for September 2, 2026 at 11:30 AM through VC/OAVM
  • Company redeemed 3,33,333 optionally convertible preference shares of MAS Rural Housing & Mortgage Finance Limited on June 23, 2026
  • Portfolio composition: Micro-Enterprise Loans (₹6,152.92 crore), SME Loans (₹5,484.65 crore), 2-Wheeler Loans (₹1,039.02 crore), Commercial Vehicle Loans (₹1,095.82 crore), Salaried Personal Loans (₹1,374.32 crore)
  • 32.96% of total underlying assets are through various NBFCs