Moongipa Q2 Net Profit Drops 41% YoY

The Board of Directors meeting was held on October 29, 2026, commencing at 3:00 PM and concluding at 4:00 PM.

1. Unaudited Standalone Financial Results for the quarter and half year ended September 30, 2026

2. Appointment of Mr. Manish Sinha as Chief Financial Officer (CFO) of the Company

Total Revenue from Operations: ₹306.43 (Q2 FY27) vs ₹431.12 (Q1 FY27) vs ₹394.64 (Q2 FY26)
Other Income: ₹1.65 (Q2 FY27) vs ₹3.91 (Q1 FY27) vs ₹7.67 (Q2 FY26)
Total Income: ₹308.08 (Q2 FY27) vs ₹435.03 (Q1 FY27) vs ₹402.31 (Q2 FY26)
Total Expenses: ₹233.24 (Q2 FY27) vs ₹319.28 (Q1 FY27) vs ₹328.67 (Q2 FY26)
Profit Before Tax: ₹74.84 (Q2 FY27) vs ₹115.75 (Q1 FY27) vs ₹73.64 (Q2 FY26)
Tax Expense: ₹25.95 (Q2 FY27) vs ₹32.67 (Q1 FY27) vs ₹16.73 (Q2 FY26)
Net Profit: ₹48.89 (Q2 FY27) vs ₹83.08 (Q1 FY27) vs ₹56.91 (Q2 FY26)
EPS (Basic & Diluted): ₹0.53 (Q2 FY27) vs ₹0.91 (Q1 FY27) vs ₹0.62 (Q2 FY26)

Total Revenue from Operations: ₹729.13 (H1 FY27) vs ₹704.16 (H1 FY26)
Other Income: ₹5.56 (H1 FY27) vs ₹12.62 (H1 FY26)
Total Income: ₹734.69 (H1 FY27) vs ₹716.78 (H1 FY26)
Total Expenses: ₹544.10 (H1 FY27) vs ₹520.84 (H1 FY26)
Profit Before Tax: ₹190.59 (H1 FY27) vs ₹195.94 (H1 FY26)
Tax Expense: ₹58.62 (H1 FY27) vs ₹44.47 (H1 FY26)
Net Profit: ₹131.97 (H1 FY27) vs ₹151.47 (H1 FY26)
EPS (Basic & Diluted): ₹1.44 (H1 FY27) vs ₹1.65 (H1 FY26)

Total Assets: ₹3,108.13 lakhs (vs ₹2,909.80 lakhs as at March 31, 2026)
Financial Assets: ₹2,371.26 lakhs (including Investments: ₹769.88 lakhs, Loans: ₹499.23 lakhs)
Non-Financial Assets: ₹736.87 lakhs (including Inventories: ₹692.15 lakhs)
Financial Liabilities: ₹572.27 lakhs (including Borrowings: ₹557.37 lakhs)
Equity: ₹2,490.74 lakhs (Share Capital: ₹916.44 lakhs, Other Equity: ₹1,574.30 lakhs)

Debt Equity Ratio: 0.22 (Sep 2026) vs 0.24 (Jun 2026) vs 0.31 (Sep 2025) vs 0.22 (Mar 2026)
Net Worth: ₹2,490.74 lakhs (Sep 2026) vs ₹2,441.85 lakhs (Jun 2026) vs ₹2,437.46 lakhs (Sep 2025) vs ₹2,358.77 lakhs (Mar 2026)
Total debts to total assets ratio: 0.18 (Sep 2026) vs 0.19 (Jun 2026) vs 0.23 (Sep 2025) vs 0.18 (Mar 2026)
Net profit margin: 15.87% (Q2 FY27) vs 19.10% (Q1 FY27) vs 14.15% (Q2 FY26) vs 17.96% (H1 FY27) vs 21.13% (H1 FY26) vs 6.16% (FY26)
Book Value: ₹27.18 (Sep 2026) vs ₹26.64 (Jun 2026) vs ₹26.60 (Sep 2025) vs ₹25.74 (Mar 2026)

Name: Mr. Manish Sinha
Position: Chief Financial Officer (CFO) and Key Managerial Personnel (KMP)
Appointment Date: October 29, 2026
Term: Full-time employment
Profile: Techno-functional professional with over two decades of experience in BFSI sector, specializing in lending operations, process excellence, compliance, and technology-driven process automation. Previously held leadership positions at Credit Wise Capital, Hero Fin Corp, Religare Finvest Limited, and others.
Qualifications: Certified Internal Auditor for Quality Management Systems (ISO 9001:2008), trained Project Management Professional (PMP)
Relationship with Directors: No relationship with any Director of the Company

Auditor: M/s Sunil K. Gupta & Associates, Chartered Accountants (Firm's Registration No. 002154N)
Review Type: Limited Review conducted as per Standard on Review Engagements (SRE) 2410
Conclusion: Nothing came to attention that causes belief that the statement contains any material misstatement or has not been prepared in accordance with relevant standards

Company is involved in NBFC activity only with one reportable segment
Paid-up equity share capital: ₹916.44 lakhs (Face value of ₹10 each)
Figures for previous periods regrouped to conform with current period presentation