Muthoot Finance Q4 FY26 PAT Surges 98% to ₹10,607 Cr

Muthoot Finance reported a 98% YoY surge in consolidated PAT to ₹10,607 crore for FY26, driven by a 49% AUM growth to ₹1.82 lakh crore.
Standalone gold loan AUM reached a historic high of ₹1.65 lakh crore, with PAT up 95% YoY to ₹10,134 crore, supported by a 0.5-1% yield increase.
Subsidiaries showed strong growth: Muthoot Money's gold loan AUM grew 151% to ₹9,794 crore, while Belstar Microfinance diversified into gold loans with 81 new branches.
Management addressed competitive intensity, customer churn from smaller to larger tickets, and stable asset quality despite an NPA increase due to borrower-wise classification.