Financial Performance Summary (Consolidated)

Q2 FY27 Performance (Quarter Ended September 2026)

  • Revenue from operations: ₹4,222.4 million, up 5.4% YoY from ₹4,007.9 million in Q2 FY26
  • Other Income: ₹114.4 million, down 13.5% YoY from ₹132.2 million
  • Total Income: ₹4,337 million, up 4.7% YoY from ₹4,140 million
  • EBITDA: ₹1,090 million, up 6.5% YoY from ₹1,024 million
  • EBITDA Margin: 25.8% vs 25.5% in Q2 FY26
  • Profit After Tax (excluding exceptional items): ₹869 million, up 6.3% YoY from ₹817 million
  • PAT Margin (excluding exceptional items): 20.6% vs 20.4% in Q2 FY26
  • Basic EPS (excluding exceptional items): ₹6.16, up 5.7% YoY from ₹5.82
  • Diluted EPS (excluding exceptional items): ₹6.12, up 7.5% YoY from ₹5.69

H1 FY27 Performance (Half Year Ended September 2026)

  • Revenue from operations: ₹7,789.2 million, up 8.0% YoY from ₹7,214.5 million
  • Other Income: ₹477.1 million, up 12.0% YoY from ₹426.1 million
  • Total Income: ₹8,266.3 million, up 8.2% YoY from ₹7,640.6 million
  • EBITDA: ₹1,650 million, up 11.9% YoY from ₹1,474 million
  • EBITDA Margin: 21.2% vs 20.4% in H1 FY26
  • Profit After Tax (excluding exceptional items): ₹1,497 million, up 13.9% YoY from ₹1,315 million
  • PAT Margin (excluding exceptional items): 19.2% vs 18.2% in H1 FY26
  • Basic EPS (excluding exceptional items): ₹10.60, up 13.1% YoY from ₹9.37
  • Diluted EPS (excluding exceptional items): ₹10.53, up 15.2% YoY from ₹9.14

Expense Breakdown (Q2 FY27)

  • Employee benefits: ₹1,914.7 million (45.3% of revenue)
  • Finance costs: ₹9.0 million
  • Depreciation and amortization: ₹94.3 million
  • Other expenses: ₹1,217.3 million
  • Total expenses: ₹3,235.3 million

Key Business Highlights

Revenue Quality

  • Recurring annuity revenues (comprising ATS/AMC, Cloud/Subscription License, and Support) showed sustained growth of 14.7% YoY
  • SaaS revenue grew 36.4% YoY
  • Employee costs as percentage of revenue improved to 45.3% from 47.1% in Q2 FY26

Geographic Performance

  • EMEA region recovered with 19.4% YoY growth
  • Americas region continued expansion with 17.1% YoY growth

Customer Acquisition

  • Added 9 enterprise customers during the quarter
  • Global customer base expanded across banking, insurance, and enterprise content management verticals

Recognitions & Ratings

  • Received "Excellence in Low-Code & AI-Led Enterprise Innovation" award at ET Business Excellence and Leadership Summit 2026
  • CRISIL maintained Company's A1 rating for debt instruments and facilities

Key Wins and Contracts

Major Deals Executed

  • US health insurance company: 3-year contract for NewgenONE Complaints, Appeals and Grievances Solution including supply, installation, implementation and cloud hosting - value USD 5.5 million
  • Qatar government body: Newgen Platform license, implementation, maintenance and support for International Regulatory Reporting and Compliance Platform Solution - value USD 1.8 million
  • Leading EMEA bank: Upgradation of Commercial Loan & Retail Loan Origination System - booking value ₹11.4 crore
  • Leading Indian life insurance company: Loan Management Solution

AI Readiness and Platform Capabilities

NewgenONE Platform Architecture

Enterprise orchestration platform with six pillars: Content Orb, Customer Communication Management, Intelligent Document Processing, Orchestration Layer, Data Science Studio, and Agent Studio

AI Patent Portfolio

  • Total patent filings: 67
  • Patents granted to date: 25
  • Patents granted in FY26: 2

AI Component Status

  • Agent Studio 1.0: GA (General Availability) since September 2026
  • Agent Flow 2.0.2: GA since September 2026
  • NewgenONE Marvin: GA
  • DokAxis: GA
  • IDP Studio: GA
  • Data Science Studio: GA

Key AI-led Deals in H1 FY27

| Customer | Region | AI Scope |

| Key government department | APAC | AI-enabled content and records management, automated record filing, conversational discovery |

| Leading banking customer | EMEA | Transaction Banking AURA AI with intent sensing, document intelligence, compliance validation |

| Publicly traded financial services company | US | Document classification, counter-offers, underwriting assist |

| Government authority in Africa | EMEA | AI-enabled Record Management System |

| Leading financial services company | EMEA | Project Financing Loan Origination system |

| Large credit union | US | AI-enabled Enterprise content management platform |

| Key government department | APAC | Intelligent Document Processing for Patient Health Records |

| Annapurna Finance Pvt. Ltd. | India | AI-enabled Loan Origination and Collections System |

Debtors Management

  • Debtor days based on net debtors shown (business is seasonal with higher revenues and debtor days in March year-end period)

Leadership and Governance

Board of Directors

  • Diwakar Nigam: Chairman and Managing Director
  • T.S. Varadarajan: Co-Founder and Executive Vice Chairman
  • Priyadarshini Nigam: Whole Time Director
  • Padmaja Krishnan: Independent Director
  • Saurabh Srivastava: Independent Director
  • Subramaniam Ramnath Iyer: Independent Director
  • Sudhir Sethi: Independent Director
  • Shubhi Nigam: Non-Executive Director

Investor Relations Contact

Deepti Mehra Chugh, Head – Investor Relations

Disclaimer Note

Presentation contains forward-looking statements subject to risks and uncertainties including fluctuations in earnings, growth management, competition, economic conditions, talent retention, project overruns, international operations, and government policies. Past performance may not be indicative of future performance.