Nippon Life India Asset Management Limited – Investor Presentation Summary

Key Operational Highlights

  • Quarterly Average AUM (QAAUM) at ₹7,515 billion, +23% YoY/+4% QoQ
  • Market Share at 9.04%, +54 bps YoY/+15 bps QoQ
  • Equity Market Share at 7.38%, +34 bps YoY/+22 bps QoQ
  • Unique investors reached 24.1 million with 39.0% market share
  • Total folios at 40.2 million, adding 0.7 million folios QoQ
  • Systematic flows for Q1 FY27 at ₹110.3 billion, +12.9% YoY/+1.5% QoQ
  • Annualized systematic book of ₹446 billion
  • ETF QAAUM at ₹2,434 billion, +40% YoY/+1% QoQ with 21.35% market share
  • Digital transactions: 4.49 million in Q1 FY27, contributing 78% to overall purchase + new SIP transactions

Key drivers of operational performance: Strong retail participation, digital adoption, and systematic investment flows

Segment-wise Performance

  • Mutual Funds AUM: ₹7.49 trillion (Closing)
  • Managed Accounts AUM: ₹975 billion (Closing)
  • International Business AUM: ₹147 billion (Closing) including Advisory ₹17 billion and GIFT City ₹4.5 billion
  • Individual segment contributes 61% of AUM
  • B-30 locations contribute 18.5% of AUM
  • Retail share at 29% (higher than industry average of 27%)

Explanation of significant changes in segment performance: Growth across all segments driven by expanding investor base and increased market share

Financial Highlights

Revenue: ₹7,669 million (Q1 FY27)

Core Operating Profit: ₹4,943 million

PAT: ₹5,037 million (Q1 FY27)

YoY/QoQ comparison: PAT +27% YoY/+31% QoQ; Revenue +26% YoY/+4% QoQ; Core Operating Profit +31% YoY/0% QoQ

Drivers of financial performance: Higher AUM growth leading to increased revenue from operations

Geographical Revenue Split

Domestic vs Export/Regional Revenue: Primarily domestic-focused operations

Regional Breakdown: Geographical Closing AUM Spread (%): Top 5 Cities: 56.66 | Next 10 Cities: 12.25 | Next 20 Cities: 5.83 | Next 75 Cities: 7.98 | Other: 17.27

Balance Sheet Snapshot

Investment Book (Jun 30, 2026): ₹45,272 million

  • Investment in NIMF's schemes: ₹38,279 million (Debt: ₹32,379 million, Equity: ₹5,900 million)
  • Bank FDs and tax-free bonds: ₹3,901 million
  • Other assets: ₹3,092 million (Equity AIF Schemes + Others: ₹1,276 million)

Capex & Cash Flow Health

Not Specified

Strategic & R&D Initiatives

  • Nippon India Alternative Investments (NIAIF) total commitment raised: ₹95.8 billion (Till date Jun-26)
  • Fund raising underway for: Public Equity AIFs "Nippon India Equity Opportunities AIF Scheme 11", Venture Capital AIF "Nippon India Digital Innovation AIF Scheme 2A", Private Credit AIF "Nippon India Credit Opportunities AIF Scheme 2"
  • GIFT City funds AUM: ~USD 48 million across Nippon India Large Cap Fund GIFT and Nippon India Nifty 50 Bees GIFT (Fund)
  • Fund Pipeline: Nippon India Digital Innovation Fund 2B (Fund of Funds investing in India-focused venture capital funds)

Industry Trends & Business Environment

Macro/Industry Trends: Mutual Fund industry showing sustained high growth rate; Monthly SIP flows in Jun-2026 at ₹318 billion (+17% YoY); Contributing SIP folios increased by 13% YoY; SIP AUM increased by 16% YoY

Impact on Company: Benefiting from industry growth with above-average market share expansion

Management Commentary & Growth Outlook

Strategic Outlook: Company positioned as "One of the largest Asset Managers in India, with track record of 30+ years"

Risks and Opportunities: Company highlights mutual fund underpenetration in India (roughly 4% of India's population invests in MFs) as key growth opportunity

ESG Updates

  • NAM India to allocate up to ₹300 million towards CSR initiatives in FY27
  • Focus Areas: Healthcare (5,107 beneficiaries), Education & Skill Development (6,135 students), Rural Development and Environmental Sustainability (4,289 people), Support for Sports (325 athletes), Support to Armed Forces (12,144 dependents of army personnel)

Additional Business Highlights

  • Employee count: 1,207
  • Distribution network: Over 125,200+ empaneled distributors with highest single distributor concentration at <5% of assets
  • Physical presence: 271 locations, 200 branches
  • Awards: GOLD accreditation on India's Iconic Workplaces'26 by Mint & Deloitte; Aon/Kincentric "India's Best Employers" 6 times in 8 years
  • Investment team: ~1,100 years cumulative experience; 22+ years average tenure of CIOs with NAM India
  • Process: PDCA (Plan-Do-Check-Act) approach to investments