Date: October 31, 2026

Financial Performance Summary

Consolidated Results (Q2 FY 2026–27)

  • Revenues: Rs. 227.70 crores (Compared to Rs. 213.51 crores in Q2 FY 2025–26)
  • EBITDA: Rs. 15.41 crores
  • Profit After Tax (PAT): Rs. 21.25 Crores (Compared to Rs. 26.29 Crores in Q2 FY 2025–26)
  • Earnings Per Share (EPS): Rs. 8.08 (Compared to Rs. 9.99 in Q2 FY 2025–26)

Standalone Results (Q2 FY 2026–27)

  • Revenues: Rs. 208.09 Crores (Compared to Rs. 196.37 Crores in Q2 FY 2025–26)
  • Profit After Tax: Rs. 19.12 Crores (Compared to Rs. 27.85 Crores in Q2 FY 2025–26)
  • Earnings Per Share: Rs. 7.27 (Compared to Rs. 10.58 in Q2 FY 2025–26)

Business and Operational Highlights

Product Development and Innovation

  • The company continued strengthening its flagship platforms FinnOne Neo® and FinnAxia® with investments in intelligent automation, modern architecture and responsible AI.
  • Key product developments included the launch of FinnOne Neo® 9.0 and FinnAxia® 9.0 at Nucleus Synapse Vietnam.
  • Continued strengthening of Digital Services capabilities across cloud transformation, application modernisation, AI-led automation, data engineering and infrastructure services.

Operational Excellence

  • The company continued embedding Hoshin Kanri and Lean practices to strengthen alignment, accountability, cross-functional collaboration and delivery predictability.
  • Maintained active presence across key industry forums including CNBC-TV18 Banking Transformation Summit 4.0, Global Fintech Fest, Nucleus Synapse Vietnam and Sibos 2026.

Recognition and Awards

  • Received CII National AI Awards 2026 for its Generative AI-powered Visual Report Agent (Most Innovative Practice recognition).
  • Named Oracle ISV Partner of the Year at Oracle AI World, becoming the only recipient from the APAC region.

Management Commentary

Mr. Vishnu R. Dusad, Co-founder and Managing Director

  • Emphasized four decades of experience in banking technology and understanding evolving customer requirements.
  • Highlighted working closely with financial institutions to gain insights into future challenges and opportunities.
  • Stated commitment to building on domain knowledge and emerging technologies to help customers navigate change.

Mr. Parag Bhise, Chief Executive Officer and Executive Director

  • Focus remained on strengthening execution, deepening customer engagement and maintaining operational discipline.
  • Continued investment across FinnOne Neo®, FinnAxia® and Digital Services to address evolving technology requirements.
  • Emphasized importance of people, diverse talent, and fresh perspectives in strengthening innovation capacity.
  • Noted Hoshin Kanri and Lean practices are improving alignment, collaboration and accountability across teams.

Future Outlook

  • Company will continue investing in evolution of FinnOne Neo® and FinnAxia® with emphasis on responsible AI, intelligent automation, platform agility and customer experience.
  • Remains committed to strengthening presence across global markets and deepening customer and partner relationships.
  • Focus on building capabilities that support long-term needs of financial institutions.

Company Background

  • Publicly traded software product company (BSE: 531209, NSE: NUCLEUS).
  • Provides lending and transaction banking products to global financial leaders.
  • Serves 200+ Banks and Financial Institutions across 50 countries.
  • Solutions manage over $15 trillion value of yearly transactions with over 26 million transactions daily.
  • Lending platform manages $1.2 trillion+ value of loans globally with 500,000+ daily users.

Flagship Products

  • FinnOne Neo®: Next-generation digital lending platform built on advanced technology platform.
  • FinnAxia®: Integrated global transaction banking suite for cash management, trade finance, liquidity management.
  • PaySe®: World's first online and offline digital payment solution.
  • Nucleus Software Digital Services: Comprehensive suite of digital services for digital transformation journey.