Summary of Key Information:

Reporting Period: Quarter ended June 30, 2026

Nature of Filing / Announcement: Outcome of Board Meeting and Quarterly Financial Results

Audit Opinion:

Clean - No qualifications or modifications. Auditors stated: "nothing has come to our attention that causes us to believe that the accompanying Statement... contains any material misstatement."

Key Financial Highlights [₹ in Lakhs]:

Standalone Results:

Revenue from Operations: ₹25,462.01 lakhs (Q2 FY26: ₹20,959.05 lakhs, +21.5% YoY)

Total Income: ₹25,462.01 lakhs

Net Profit: ₹6,086.47 lakhs (Q2 FY26: ₹4,666.32 lakhs, +30.4% YoY)

EPS: ₹0.67 (Q2 FY26: ₹0.52)

Other Equity: ₹1,68,196.19 lakhs (as of March 31, 2026)

Breakdown of Revenue:

  • Interest Income: ₹24,489.89 lakhs
  • Dividend Income: ₹1.00 lakhs
  • Fees and Commission Income: ₹888.69 lakhs
  • Net gain on fair value changes: ₹82.43 lakhs

Expenses:

  • Finance Costs: ₹11,390.30 lakhs
  • Impairment on financial instruments: ₹1,562.79 lakhs
  • Employee Benefits: ₹1,742.46 lakhs
  • Depreciation/amortization: ₹432.52 lakhs
  • Other expenses: ₹2,173.42 lakhs

Consolidated Results:

Revenue from Operations: ₹26,028.92 lakhs

Total Income: ₹26,028.92 lakhs

Net Profit: ₹6,131.40 lakhs (attributable to owners: ₹6,131.40 lakhs)

EPS: ₹0.67

Segment-wise Performance:

The Company is engaged in single business segment viz; financing. As such, there are no separate reportable segments as per Indian Accounting Standard 108.

Corporate Actions:

No dividends, share splits, bonus issues, or buybacks announced.

Fundraising Activities:

The company issued Commercial Papers during the quarter:

  • April 2, 2026: ₹65.00 crores (1,300 papers, 180 days maturity, discounted price: ₹4,78,751.50 per paper)
  • April 8, 2026: ₹12.00 crores (240 papers, 183 days maturity, discounted price: ₹4,79,332.00 per paper)
  • April 10, 2026: ₹5.00 crores (100 papers, 173 days maturity, discounted price: ₹4,79,544.00 per paper)
  • May 8, 2026: ₹35.00 crores (700 papers, 180 days maturity, discounted price: ₹4,79,430.50 per paper)

Key Ratios [Standalone:Consolidated]:

  • Debt-Equity Ratio: 2.61:2.62 times
  • Net Worth: ₹1,79,396.86 lakhs:₹1,81,455.42 lakhs
  • Current Ratio: 4.36:4.42 times
  • Net Profit Margin: 32.05%:31.58%
  • Net Interest Margin: 6.57%:6.61%
  • Gross NPA: 0.70%:0.69%
  • Net NPA: 0.49%:0.48%

Other Significant Information:

Paid-up equity share capital: ₹9,095.84 lakhs (face value of Re. 1 per equity share)

Capital Redemption Reserve: ₹250.00 lakhs

The figures have been prepared in accordance with Indian Accounting Standards and SEBI (LODR) Regulations, 2015.