PFS FY26 PAT Rises 47% to INR319 Crores

PTC India Financial Services reported a 47% YoY rise in FY26 PAT to INR319 crores, alongside a 73% reduction in Gross Stage III assets to INR190 crores.
Loan sanctions surged over 300% to INR3,448 crores in FY26, with disbursements growing 35% to INR1,235 crores, signaling strong origination momentum.
Management addressed the MD's resignation, citing personal reasons, and confirmed the search for a replacement while reaffirming commitment to calibrated, quality-focused growth.
The company maintained a high liquidity position of INR1,800 crores and expects further yield improvement as new, higher-yielding disbursements offset low-yielding prepayments.