Financial Performance (Consolidated - ₹ in Lacs)

Quarterly Performance (Q2 FY27 vs Q2 FY26)

  • Revenue from Operations: ₹878.60 (vs ₹1,557.20 in Q2 FY25)
  • Fee Income: ₹449.05 (vs ₹1,119.45)
  • Income from Trading in Securities: ₹416.31 (vs ₹558.06)
  • Net gain on fair value changes: ₹13.24 (vs loss of ₹120.31)
  • Other Income: ₹225.41 (vs ₹24.46)
  • Total Income: ₹1,104.01 (vs ₹1,581.66)
  • Total Expenditure: ₹922.00 (vs ₹1,027.73)
  • Finance Costs: ₹378.52 (vs ₹239.18)
  • Employee benefits: ₹409.19 (vs ₹461.48)
  • Depreciation & Amortization: ₹23.89 (vs ₹16.66)
  • Other Expenses: ₹110.39 (vs ₹310.40)
  • Profit before tax: ₹198.60 (vs ₹611.50)
  • Tax Expense: ₹29.76 (vs ₹126.73)
  • Net Profit: ₹168.84 (vs ₹484.77)
  • Other Comprehensive Income: ₹10.29 (vs ₹11.21)
  • Total Comprehensive Income: ₹179.13 (vs ₹495.97)

Half-Yearly Performance (H1 FY27 vs H1 FY26)

  • Revenue from Operations: ₹1,548.36 (vs ₹3,088.65)
  • Other Income: ₹392.55 (vs ₹56.53)
  • Total Income: ₹1,940.91 (vs ₹3,145.18)
  • Total Expenditure: ₹1,681.65 (vs ₹2,290.15)
  • Profit before tax: ₹259.26 (vs ₹855.03)
  • Tax Expense: ₹64.18 (vs ₹206.73)
  • Net Profit: ₹366.46 (vs ₹845.92)
  • Other Comprehensive Income: ₹12.36 (vs ₹9.33)
  • Total Comprehensive Income: ₹378.82 (vs ₹855.25)

Earnings Per Share (Consolidated)

  • Basic & Diluted EPS (excluding extraordinary items): ₹1.37 for Q2 FY27 (vs ₹3.94 for Q2 FY25)
  • Basic & Diluted EPS (including extraordinary items): ₹1.37 for Q2 FY27 (vs ₹3.94 for Q2 FY25)

Financial Performance (Standalone - ₹ in Lacs)

Quarterly Performance (Q2 FY27)

  • Revenue from Operations: ₹401.99
  • Other Income: ₹221.45
  • Total Income: ₹623.44
  • Total Expenditure: ₹495.18
  • Profit before tax: ₹128.26
  • Tax Expense: ₹27.79
  • Net Profit: ₹100.47
  • Other Comprehensive Income: ₹5.44
  • Total Comprehensive Income: ₹105.91

Half-Yearly Performance (H1 FY27)

  • Revenue from Operations: ₹873.46
  • Other Income: ₹375.18
  • Total Income: ₹1,248.64
  • Total Expenditure: ₹980.33
  • Profit before tax: ₹268.31
  • Tax Expense: ₹63.77
  • Net Profit: ₹204.54
  • Other Comprehensive Income: ₹6.07
  • Total Comprehensive Income: ₹210.62

Earnings Per Share (Standalone)

  • Basic & Diluted EPS: ₹0.82 for Q2 FY27 (vs ₹2.22 for Q2 FY25)

Capital Structure

  • Paid-up Equity Share Capital: ₹1,229.69 lacs (unchanged)
  • Face Value per share: ₹10.00 (unchanged)

Balance Sheet Position (as of September 30, 2026)

Consolidated (₹ in Lacs)

  • Total Assets: ₹54,472.47
  • Financial Assets: ₹52,830.34
  • Non-Financial Assets: ₹1,642.13
  • Total Liabilities: ₹36,017.14
  • Financial Liabilities: ₹36,202.82
  • Non-Financial Liabilities: ₹624.32
  • Total Equity: ₹17,565.31

Standalone (₹ in Lacs)

  • Total Assets: ₹23,999.97
  • Financial Assets: ₹23,508.58
  • Non-Financial Assets: ₹491.40
  • Total Liabilities: ₹9,376.11
  • Financial Liabilities: ₹8,921.58
  • Non-Financial Liabilities: ₹454.53
  • Total Equity: ₹14,623.86

Cash Flow Statement (H1 FY27)

Consolidated (₹ in Lacs)

  • Net cash used in operating activities: ₹(10,259.51)
  • Net cash from investing activities: ₹108.06
  • Net cash from financing activities: ₹10,595.54
  • Net increase in cash: ₹235.09
  • Cash and cash equivalents at end: ₹500.17

Standalone (₹ in Lacs)

  • Net cash used in operating activities: ₹(3,777.21)
  • Net cash from investing activities: ₹895.26
  • Net cash from financing activities: ₹2,887.40
  • Net increase in cash: ₹5.45
  • Cash and cash equivalents at end: ₹34.90

Business Segment Information

  • The Group is engaged primarily in the business of Financing
  • All operations are in India only
  • One reportable segment as per Ind AS 108

Subsidiaries and Associates

Results include the following entities:

  • Infinity.Com Financial Securities Limited (wholly owned subsidiary)
  • PINC Finserve Private Limited (wholly owned subsidiary)
  • Pioneer Fundinvest Private Limited (wholly owned subsidiary)
  • Pioneer Wealth Management Services Limited (wholly owned subsidiary)
  • Pioneer Money Management Limited (wholly owned subsidiary)
  • Pioneer Investment Advisory Services Limited (wholly owned subsidiary)
  • E-Ally Securities (India) Private Limited (wholly owned subsidiary)
  • Pioneer Insurance & Reinsurance Brokers Private Limited (associate)

Auditor's Review

  • Jayesh Dadia & Associates LLP conducted limited review
  • No modifications to the financial results
  • Review conducted under SRE 2410
  • For consolidated results, includes share of profit from associate of ₹171.37 lacs for H1 FY27
  • Associate company results are unaudited and provided by management