Piramal Finance reported strong FY26 results with total AUM crossing ₹1 lakh Cr, up 25% YoY, driven by 33% growth in retail lending.
The company achieved a Growth business PBT of ₹1,560 Cr and met its FY26 targets, with consol NIM improving to 6.5% in Q4 FY26.
Credit ratings were upgraded by Crisil, ICRA, and Care to AA+; S&P upgraded to BB and Moody's revised outlook to Positive.
Extensive use of Gen-AI (Piramal.ai) grew 3x in FY26, improving operational efficiency while headcount remained flat despite AUM doubling.