PNB Housing Finance reported Q4 FY26 PAT of ₹656 crore, up 19% YoY, with full-year PAT at ₹2,291 crore.
Retail loan book grew 16% YoY to ₹86,946 crore, while GNPA improved to a sub-1% milestone of 0.93%.
The board recommended a dividend of ₹8 per share and provided FY27 guidance for 18-20% retail growth and NIM of 3.55-3.65%.