Punjab National Bank reported a 14.4% YoY increase in Q4 net profit to ₹5,225 crore and provided FY27 guidance including 12-13% credit growth.
Global business grew 10.7% YoY to ₹29.70 lakh crore, with gross NPAs improving to 2.95% from 3.95% a year ago.
The bank highlighted digital lending progress with ₹20,873 crore sanctioned and launched several ESG initiatives including a net-zero by 2060 target.
Capital adequacy remained strong at 17.74%, with CET-1 at 13.62%, and the board recommended a dividend for shareholder approval.