Punjab & Sind Bank Q4 Net Profit Rises 35% YoY

Punjab & Sind Bank reported Q4 FY26 net profit of ₹422 crore, a 35% YoY increase, with full-year profit at ₹1,322 crore.
Gross NPA improved to 2.40% and Net NPA stood at 0.79%, while RAM advances grew to 58.80% of total portfolio.
The bank provided FY27 guidance targeting 16-18% advances growth, >60% RAM share, and Gross NPA below 2.0%.
Total deposits reached ₹145,829 crore (up 12.37% YoY) and advances grew to ₹117,823 crore (up 18.29% YoY).