Punjab & Sind Bank Q4 Net Profit Up 25.6% YoY

Punjab & Sind Bank reported Q4 FY26 net profit of ₹422 crore, up 25.6% quarter-on-quarter and 30.12% year-on-year.
Total business grew 14.94% to ₹263,652 crore with advances up 18.29% and RAM advances surging 26.11%.
Asset quality improved with Gross NPA declining 98 bps to 2.40% and Net NPA reducing 17 bps to 0.79%.
Return on Assets improved 12 bps to 0.79% while CRAR remained strong at 17.42%.