The Board inter-alia considered and approved the following items:

1. Appointment of CFO: Approved the appointment of Mr. Manish Bhati as Chief Financial Officer of the Company with effect from August 13, 2026.

2. Financial Results Approval: Considered and approved the Standalone Un-Audited Financial Results of the Company for the quarter ended June 30, 2026.

3. Auditor's Report: Took note of the Limited Review Report issued by the Statutory Auditor of the Company for the quarter ended June 30, 2026.

Financial Results Details (Standalone, Unaudited, in INR Lakhs)

Quarterly Performance (Q1 FY27 ended June 30, 2026)

  • Revenue from Operations: ₹2,130.74 lakhs
  • Interest Income: ₹1,743.35 lakhs
  • Fees and Commission Income: ₹387.39 lakhs
  • Other Income: ₹0.00 lakhs
  • Total Income: ₹2,130.75 lakhs

Expenses

  • Fees and Commission Expense: ₹25.64 lakhs
  • Employee Benefits Expense: ₹232.21 lakhs
  • Finance Costs: ₹11.57 lakhs
  • Depreciation and Amortization: ₹12.78 lakhs
  • Other Expenses: ₹1,188.81 lakhs
  • Total Expenses: ₹1,471.00 lakhs

Profitability

  • Profit Before Tax: ₹659.74 lakhs
  • Tax Expenses:
  • Deferred Tax: ₹224.26 lakhs
  • Profit for the Period: ₹435.48 lakhs
  • Total Comprehensive Income: ₹435.48 lakhs

Earnings Per Share (Face Value ₹1 each)

  • Basic EPS: ₹0.54
  • Diluted EPS: ₹0.22

Comparative Figures

Quarter ended June 30, 2025 (Unaudited)

  • Total Income: ₹16.51 lakhs
  • Profit for the Period: ₹0.07 lakhs

Quarter ended March 31, 2026 (Audited)

  • Total Income: ₹969.17 lakhs
  • Profit for the Period: ₹262.81 lakhs

Year ended March 31, 2026 (Audited)

  • Total Income: ₹1,213.14 lakhs
  • Profit for the Period: ₹323.90 lakhs

Auditor Review

Statutory Auditors M/s. Goyal Nagpal & Co., Chartered Accountants (Firm Registration No. 018289C) issued a Limited Review Report on the quarterly financial results pursuant to Regulation 33 of SEBI Listing Regulations. The review was conducted in accordance with Standard on Review Engagements (SRE) 2410 issued by ICAI.

The auditor concluded that nothing has come to their attention that causes them to believe that the Statement contains any material misstatement and has been prepared in accordance with Ind AS 34 and relevant regulations.

Additional Information

  • The financial results were reviewed by the Audit Committee and approved by the Board of Directors.
  • The company has only one reportable segment: Financial Services (including NBFC).
  • Previous period figures have been regrouped/rearranged for comparability.
  • The information is available on the company website at www.raamafinance.com.