Board Meeting Details

The Board of Directors meeting was held on May 29, 2026, commencing at 6:30 PM IST and concluding at 8:50 PM IST.

Key Board Approvals

1. Corporate Office Shift

  • Approved shifting of corporate office from "Ground Floor, F-40, Sector-6, Noida 201301, Uttar Pradesh" to "C-4, Sector-7, Noida-201301, Uttar Pradesh".
  • Effective date: May 29, 2026

2. Risk Management Committee Constitution

  • Constituted as per Reserve Bank of India (Non-Banking Financial Companies - Governance) Directions dated November 28, 2025
  • Committee Members:
  • Mr. Rajesh Singh Kaira (Member)
  • Mr. Akhil Mittal (Member)
  • Ms. Pratika Sharma (Member)

3. Internal Auditor Appointment

  • Appointed M/s Garg D and Associates, Chartered Accountants (Firm Registration No. 032937C) as Internal Auditor for FY 2025-26
  • Proprietor: Mr. Deepak Garg (Membership No. 078639)
  • Date of Appointment: May 29, 2026
  • Firm Profile: Chartered Accountancy firm with over 25+ years expertise in financial management, auditing, and taxation
  • No relationship between directors and the appointed firm

4. Financial Results Approval

  • Approved Audited Standalone Financial Statement for Quarter and Financial Year ended March 31, 2026
  • Approved based on recommendation of the Audit Committee
  • Noted Auditor's Report with unmodified opinion for the same period

Audited Financial Results Highlights (INR Lakhs)

Quarterly Performance (Q4 FY26 vs Q4 FY25)

  • Revenue from Operations: ₹963.13 vs ₹3.36 (28,565% increase)
  • Interest Income: ₹705.08 vs ₹3.36
  • Fees and commission Income: ₹258.05 vs ₹0.00
  • Other Income: ₹6.04 vs ₹0.00
  • Total Income: ₹969.17 vs ₹3.36
  • Total Expenses: ₹617.23 vs ₹2.16
  • Profit Before Tax: ₹351.94 vs ₹1.19
  • Tax Expense: ₹89.13 vs ₹0.10
  • Profit for the Period: ₹262.80 vs ₹1.09
  • Basic EPS: ₹0.32 vs ₹0.21
  • Diluted EPS: ₹0.14 vs ₹0.21

Annual Performance (FY26 vs FY25)

  • Revenue from Operations: ₹1,206.31 vs ₹37.63 (3,105% increase)
  • Interest Income: ₹859.84 vs ₹37.63
  • Fees and commission Income: ₹346.47 vs ₹0.00
  • Other Income: ₹6.83 vs ₹0.00
  • Total Income: ₹1,213.14 vs ₹37.63
  • Total Expenses: ₹784.44 vs ₹36.03
  • Profit Before Tax: ₹428.71 vs ₹1.60
  • Tax Expense: ₹104.80 vs ₹0.10
  • Profit for the Year: ₹323.90 vs ₹1.50
  • Basic EPS: ₹0.40 vs ₹0.03
  • Diluted EPS: ₹0.17 vs ₹0.03

Balance Sheet Position as at March 31, 2026 (INR Lakhs)

Assets

  • Total Assets: ₹4,396.24 (vs ₹638.00 in previous year)
  • Financial Assets:
  • Loans: ₹2,487.47 (vs ₹617.27)
  • Investments: ₹923.33 (vs ₹0.00)
  • Other Financial Assets: ₹373.82 (vs ₹3.40)
  • Non-Financial Assets:
  • Property, Plant and Equipment: ₹2.42 (vs ₹0.32)
  • Capital work-in-progress: ₹75.65
  • Intangible assets: ₹25.87
  • Right of Use Assets: ₹164.84
  • Other non-financial assets: ₹11.53
  • Deferred tax Assets: ₹1.09

Liabilities and Equity

  • Financial Liabilities:
  • Borrowings: ₹300.82 (vs ₹31.00)
  • Other financial liabilities: ₹500.96 (vs ₹28.29)
  • Non-Financial Liabilities:
  • Provisions: ₹64.57 (vs ₹13.99)
  • Deferred tax liabilities: ₹0.00 (vs ₹3.51)
  • Other non-financial liabilities: ₹234.86 (vs ₹0.00)
  • Equity:
  • Equity Share capital: ₹811.62 (vs ₹511.62)
  • Other Equity: ₹2,122.64 (vs ₹49.59)

Cash Flow Statement (INR Lakhs)

FY26 Cash Flows

  • Net Cash from Operating Activities: (₹949.99)
  • Net Cash Used for Investing Activities: (₹1,203.94)
  • Net Cash from Financing Activities: ₹2,467.14
  • Net Increase in Cash: ₹313.22
  • Cash at Beginning of Year: ₹17.00
  • Cash at End of Year: ₹330.22

FY25 Cash Flows

  • Net Cash from Operating Activities: (₹42.86)
  • Net Cash from Investing Activities: ₹70.36
  • Net Cash from Financing Activities: (₹25.08)
  • Net Increase in Cash: ₹2.42
  • Cash at Beginning of Year: ₹14.58
  • Cash at End of Year: ₹17.00

Additional Information

  • Financial results prepared in accordance with Indian Accounting Standards (Ind AS)
  • Company operates mainly in financing business with no separate reportable operating segments
  • Diluted EPS computed considering share warrants convertible into potential equity shares
  • Previous year figures regrouped/rearranged for comparability
  • Full financial results available on BSE website (www.bseindia.com) and company website (www.raamafinance.com)