Board Meeting Details

The Board meeting commenced at 3:30 PM and concluded at 4:30 PM on July 31, 2026.

Key Decisions

1. Financial Results Approval: The Board considered and approved the quarterly financial statements for the 1st quarter ended June 30, 2026, along with the limited review report.

2. Director Appointment: The Nomination and Remuneration Committee identified and recommended Chinnian Mani Sundarraj (DIN: 11277411) as suitable candidate for appointment as Director. The Board approved the identification subject to obtaining prior approval from Reserve Bank of India (RBI).

Financial Results for Quarter Ended June 30, 2026

Income Statement (Amount in ₹ Lakhs):

  • Interest income: 794.57
  • Income From Direct Assignment: Not reported (was 284.50 in previous quarter)
  • Fee income: 68.60
  • Total revenue from operations: 863.18
  • Other income: 1.12
  • Total Income: 864.29

Expenses:

  • Finance costs: 585.23
  • Commission expenses: 2.36
  • Employee benefits expenses: 59.88
  • Depreciation and amortisation expense: 4.28
  • Impairment on financial instruments: 14.68
  • Other expenses: 58.62
  • Total Expenses: 725.06

Profitability:

  • Profit before tax: 139.23
  • Current tax: 35.05
  • Deferred Tax: (11.49)
  • Total tax expenses: 23.55
  • Profit for the period: 115.68

Other Comprehensive Income:

  • Fair value gain on equity investments classified as FVTOCI: 0.02
  • Tax impact: (0.01)
  • Net other comprehensive income: 0.02
  • Total comprehensive income: 115.70

Capital Structure:

  • Paid-up Equity Share Capital (Face Value of ₹10 per share): 1,269.27 lakhs
  • Reserves (Other Equity): Not provided for current quarter (was 3,957.56 as of March 31, 2026)

Per Share Data:

  • Basic EPS (in rupees): 0.91
  • Diluted EPS (in rupees): 0.91

Comparative Performance

Quarter-over-Quarter Comparison (₹ Lakhs):

  • Profit for current quarter (Q1 FY27): 115.68 vs previous quarter (Q4 FY26): 96.78 (19.5% increase)
  • Total Income: 864.29 vs 1,226.35 (29.5% decrease)
  • Total Expenses: 725.06 vs 1,023.23 (29.1% decrease)

Year-over-Year Comparison (₹ Lakhs):

  • Profit for current quarter (Q1 FY27): 115.68 vs same quarter previous year (Q1 FY26): 134.37 (13.9% decrease)
  • Total Income: 864.29 vs 823.52 (4.9% increase)
  • Total Expenses: 725.06 vs 643.59 (12.7% increase)

Auditor Review

M/s G.S. Chugh & Associates conducted limited review of unaudited financial results in accordance with Standard on Review Engagements (SRE) 2410. The review found nothing to indicate that the financial statements were not prepared in accordance with Ind AS 34, RBI Guidelines, and other accounting principles generally accepted in India.

Company Background

Real Touch Finance Limited is engaged in the business of Non-Banking Financial Company registered with RBI. The company operates in a single geographical segment (India) and single business segment (financing).

Additional Information

The financial results have been reviewed by the Audit Committee and approved by the Board of Directors on July 31, 2026. Results are available on stock exchange websites www.bseindia.com and company website https://realtouchfinance.com.