Financial Performance Highlights

  • AUM grew by ₹26,537 crore in Q2 FY27, taking the total loan book to ₹6.17 lakh crore as of 30 Sept 2026, a 5% sequential rise from Q1 FY27.
  • Net worth increased 14% YoY to ₹94,325 crore.
  • Profit after tax for the half year ended 30 Sept 2026 was ₹7,541 crore, translating to an annualised earnings per share of ₹57.27.
  • Net NPA stood at 0.11%; a Stage‑III asset of ₹4.16 crore was resolved, and Stage‑II loan assets fell 80% to ₹3,235 crore year‑on‑year.
  • Net interest margin for H1 FY27 was 3.22%.

Portfolio Growth

  • Renewable energy loan portfolio reached ₹86,660 crore, up 27% YoY, making it one of the largest in the sector.
  • New non‑power infrastructure and logistics portfolio grew to ₹61,637 crore, representing over 10% of total loan assets.
  • Disbursements in the power sector were the highest among peers: ₹53,541 crore in Q2 FY27 and ₹79,207 crore in H1 FY27.

Capital Structure and Dividend

  • The Board declared a second interim dividend of ₹3.50 per equity share (face value ₹10) for FY 2026‑27.
  • REC issued India’s first pilot tokenised corporate bond under the SEBI/RBI sandbox, size ₹500 crore, attracting book‑building orders of ₹796 crore.

Capital Adequacy

  • CRAR stood at 24.04% and CET1 capital at 20.91% as of 30 Sept 2026, well above RBI minimum requirements of 15% and 9% respectively.

Awards and Recognition

  • REC received the Data Center Champion Award 2026 and Silver Awards for Best Corporate Bond Issuer and Best PSU Issuer.