Financial Results Overview (Rs. in Lakhs)

Quarter Ended June 30, 2026 (Unaudited)

  • Total Revenue from Operations: ₹109.14
  • Interest Income: ₹108.32
  • Fee and Commission Income: ₹0.82
  • Other Income: ₹0.72
  • Total Income: ₹109.86

Expenses: ₹95.71

  • Fees and Commission Expense: ₹22.58
  • Employee Benefits Expenses: ₹34.78
  • Other Expenses: ₹18.88
  • Impairment on Financial Instruments: ₹1.33
  • Depreciation and Amortization: ₹1.47

Profit/(Loss) before tax: ₹14.15

Tax expense: ₹0.00 (No current or deferred tax disclosed)

Profit/(Loss) for the period: ₹14.15

Total comprehensive income for the period: ₹14.15

Earnings Per Share (not annualized):

  • Basic EPS: ₹0.28
  • Diluted EPS: ₹0.28

Paid-up equity share capital: ₹505.00 Lakhs (Face value of ₹10 per share)

Comparative Financials

Quarterly Comparison (Rs. in Lakhs):

| Particulars | 30-Jun-26 | 31-Mar-26 | 30-Jun-25 |

| Total Income | 109.86 | 103.16 | 85.72 |

| Total Expenses | 95.71 | 90.18 | 65.60 |

| Net Profit | 14.15 | 12.97 | 20.12 |

| Basic EPS (₹) | 0.28 | 0.26 | 0.41 |

Annual Figures (Year Ended March 31, 2026 - Audited):

  • Total Income: ₹373.49 Lakhs
  • Net Profit: ₹33.38 Lakhs
  • Basic EPS: ₹0.67

Key Operational & Regulatory Metrics (Annexure 1)

The following ratios and figures are disclosed as required by Regulation 52(4) for the quarter ended June 30, 2026:

  • Net Worth: ₹589.57 Lakhs
  • Net Profit after tax: ₹14.15 Lakhs
  • Total Debts to Total Assets: 55.22%
  • Net Profit Margin (%): 12.88%
  • Stage 3 Loan Assets to Gross Loan Assets: 43.09%
  • Net Stage 3 Loan Assets to Gross Loan Assets: 6.00%
  • Capital Adequacy Ratio: 7.00%
  • Provision Coverage Ratio: 90.95%

Approval and Review Process

  • The unaudited financial results were reviewed by the Audit Committee and approved by the Board of Directors at their meetings held on July 24, 2026.
  • A limited review was carried out by the statutory auditors, M/s Ayyar & Cherian Chartered Accountants (Firm Registration No. 000284S).
  • The auditors issued an unqualified review conclusion, stating nothing came to their attention to believe the results were not prepared in accordance with Ind AS 34 and relevant SEBI regulations.

Company Description

The company is identified as a Non-Systemically Important Non-Deposit taking Non-Banking Financial Company (NBFC) operating mainly in the business of lending finance. There are no separate reportable segments as per IND AS 108.

Additional Information

  • The financial results have been prepared in accordance with Indian Accounting Standards (Ind AS).
  • Previous period figures have been regrouped/reclassified wherever necessary.
  • The results are available on the company's website at www.sicapital.co.in.