Income Statement Q1 FY27 (Quarter ended June 30, 2026)
Total Income: ₹67,145.46
Revenue from Operations: ₹67,090.80
Interest Income: ₹63,202.99
Rental Income: ₹43.25
Fees and Commission Income: ₹258.20
Loss on Fair Value Changes: ₹(5,711.19)
Gain on Derecognition of Financial Instruments: ₹9,241.73
Other Operating Income: ₹55.82
Other Income: ₹54.66
Expenses
Total Expenses: ₹51,349.85
Interest Cost: ₹26,888.82
Effects of Changes in Foreign Exchange Rates: ₹(6,242.84) [gain]
Impairment of Financial Instruments: ₹10,014.89
Employee Benefits Expenses: ₹15,716.41
Depreciation and Amortization: ₹642.64
Other Expenses: ₹4,329.93
Profitability
Profit Before Tax: ₹15,795.61
Total Tax Expense: ₹3,766.93
Current Tax: ₹4,239.13
Tax Adjustments Related to Earlier Years: ₹0.00
Deferred Tax Credit: ₹(472.20)
Net Profit After Tax: ₹12,028.68
Total Comprehensive Income: ₹11,231.45
Key Metrics
Paid-up Equity Share Capital: ₹11,011.32 lakhs (Face value ₹10 per share)
EPS Basic: ₹10.94
EPS Diluted: ₹10.94
Key Financial Figures - Consolidated (₹ in Lakhs)
Income Statement Q1 FY27
Total Income: ₹76,474.53
Revenue from Operations: ₹76,213.64
Interest Income: ₹71,396.21
Rental Income: ₹11.24
Fees and Commission Income: ₹885.17
Net Loss on Fair Value Changes: ₹(5,673.05)
Net Gain on Derecognition of Financial Instruments: ₹9,409.24
Other Operating Income: ₹184.83
Other Income: ₹260.89
Expenses
Total Expenses: ₹60,354.86
Interest Cost: ₹31,334.43
Effects of Changes in Foreign Exchange Rates: ₹(6,242.84) [gain]
Impairment of Financial Instruments: ₹10,612.07
Employee Benefits Expenses: ₹18,769.10
Depreciation and Amortization: ₹793.51
Other Expenses: ₹5,088.59
Profitability
Profit Before Tax: ₹16,119.67
Total Tax Expense: ₹3,855.11
Current Tax: ₹4,593.09
Tax Adjustments Related to Earlier Years: ₹6.82
Deferred Tax Credit: ₹(744.80)
Net Profit After Tax: ₹12,264.56
Attributable to Owners of Parent: ₹12,267.04
Attributable to Non-controlling Interests: ₹(2.48)
Total Comprehensive Income: ₹12,018.58
Key Metrics
Paid-up Equity Share Capital: ₹11,011.32 lakhs
EPS Basic: ₹11.15
EPS Diluted: ₹11.15
Operational Highlights and Corporate Actions
Fundraising Activities (Q1 FY27)
Allotted 8,446 subordinated, unsecured, rated, listed, redeemable, transferable non-convertible debentures of face value ₹1,00,000 each aggregating ₹8,446.00 lakhs to 2 investors on May 26, 2026
Allotted 2,000 secured, rated, listed, redeemable USD-denominated Non-Convertible Bonds of face value $10,000 each aggregating ₹19,046.00 lakhs to 1 investor on May 27, 2026
Subsidiary Investments (Q1 FY27)
Invested ₹1,000.00 lakhs in Satin Technologies Limited (wholly owned subsidiary) by subscribing to 1,00,00,000 equity shares of face value ₹10 each at ₹10.00 per share (rights basis)
Invested ₹5,000.00 lakhs in Satin Finserv Limited (wholly owned subsidiary) by subscribing to 2,08,33,333 equity shares of face value ₹10 each at ₹24.00 per share (including premium of ₹14.00 per share) (rights basis)
Post-Quarter Investments
Invested ₹1,200.00 lakhs in Satin Growth Alternatives Limited (wholly owned subsidiary) by subscribing to 1,20,00,000 equity shares of face value ₹10 each at ₹10.00 per share (rights basis)
ESOP Activity
70,000 equity shares exercised under Satin Employee Stock Option Plan 2017 during Q1 FY27
Preferential Issue Approval
Board approved issuance of up to 38,50,000 fully convertible warrants at issue price of ₹260.00 each (aggregating ₹10,010.00 Lakhs) to Trishashna Holdings & Investments Private Limited (promoter group entity)
Shareholders approved through postal ballot on July 04, 2026
Received in-principle approval from stock exchanges on July 27, 2026
Loan Portfolio Activity
Transferred 1,91,443 loan assets through direct assignment with book value of ₹81,888.66 lakhs
Received sale consideration of ₹81,888.66 lakhs
Recognized interest spread of ₹9,707.95 lakhs in P&L
Acquired 368 loan assets through direct assignment with book value of ₹3,160.59 lakhs
Financial Ratios (Standalone as of June 30, 2026)
Net Worth: ₹3,21,892.58 lakhs
GNPA: 2.18%
NNPA: 0.33%
Provision Coverage Ratio (NPA): 84.66%
Capital Risk Adequacy Ratio (CRAR): 26.74%
Liquidity Coverage Ratio (LCR): 134.89%
Total Debts to Total Assets: 0.73
Net Profit Margin: 17.91%
Board Meeting Details
Meeting held on July 30, 2026
Commenced at 2:30 PM IST, concluded at 3:52 PM IST
Trading window closed until 48 hours from publication of announcement
