Satin Creditcare Q4 PAT Soars 234% YoY

Satin Creditcare reported consolidated PAT of ₹162 Cr in Q4-FY26, a 234% YoY growth, driven by strong AUM growth and improved asset quality.
The company revised its FY2030 AUM target upwards to ₹32,000 Cr, with non-MFI portfolio now constituting 17% of total AUM at ₹2,653 Cr.
Asset quality improved with PAR 90 at 3.1% and credit cost declining to 3.8% for FY26, while the company maintained a strong CRAR of 25.4%.
Strategic diversification included receiving SEBI AIF license, foraying into technology with Satin Technologies, and expanding geographical presence to 2,015 branches.