Satin Creditcare Q4 PAT Surges 640% YoY

Satin Creditcare reported consolidated FY26 PAT of ₹330 crore, up 79% YoY, with Q4 PAT surging 640% YoY to ₹125 crore.
Consolidated AUM reached ₹15,174 crore, growing 19% YoY, with standalone GNPA improving to 3.1% and collection efficiency at 99.9%.
Subsidiaries Satin Finserv and Satin Housing crossed ₹1,000 crore AUM each, driving diversification with 17% of consolidated AUM from non-MFI businesses.
Management provided FY27 standalone guidance of 15-20% AUM growth and credit cost target of 3-3.5%, while raising 2030 consolidated AUM target to ₹32,000 crore.