SBFC Finance Q4 FY26 AUM Grows 29% YoY

SBFC Finance reported 29% YoY AUM growth to ₹11,270 crore in Q4 FY26, with PAT up 30% to ₹123 crore.
Management provided FY27 guidance for 5-7% quarterly growth, stable 9% spreads, and 20-25 bps opex reduction.
The company added 46 branches in FY26, plans to stabilize at 275, and maintains a conservative gold loan LTV of 56-57%.
Credit costs are expected to remain range-bound at 1.38%, with a well-capitalized CRAR of 32.8% and low leverage.