SBI Card FY26 PAT Rises 13% to ₹2,167 Cr

SBI Cards reported FY26 PAT growth of 13% YoY to ₹2,167 Cr with Q4 PAT at ₹609 Cr, up 14% YoY.
Total income grew 11% to ₹20,708 Cr in FY26 while card spends surged 31% to ₹115,350 Cr in Q4.
Asset quality improved with GNPA at 2.41% (vs 3.08% YoY) and capital adequacy strengthened to 25.5%.
Operating costs increased 22% in FY26 to ₹9,760 Cr while impairment costs decreased 12% in Q4 FY26.