SBI Cards FY26 Net Profit Rises 13% to ₹2,167 Crores

SBI Cards reported FY26 net profit of ₹2,166.71 crores, up 13% YoY, with revenue growth of 10.1% to ₹19,899.63 crores.
Board declared interim dividend of ₹2.50 per share (25%) for FY26 while maintaining strong capital adequacy ratio of 25.47%.
Asset quality improved with Gross NPA reducing to 2.41% (from 3.08%) and Net NPA to 1.04% (from 1.46%) as of March 31, 2026.
Company carried additional impairment provision of ₹220 crores as management overlay due to ongoing ECL model review and geopolitical uncertainty.