Shriram Finance Q4 PAT Jumps 41% YoY to ₹3,014 Crore

Shriram Finance reported Q4 FY26 PAT of ₹3,014 crore, up 40.9% YoY, with AUM growing 14.9% to ₹3.02 lakh crore.
The company completed a transformative ₹39,618 crore preferential allotment to MUFG Bank, giving it a 20% stake and boosting capital adequacy to 34%.
Management provided an 18% AUM growth budget for FY27 but flagged external risks from potential monsoon shortfall and high oil prices.
Asset quality remained stable with gross Stage 3 at 4.58% and net Stage 3 at 2.33%, while NIM improved to 8.61%.