Simmons First National posted Q1 adjusted EPS $0.47, matching consensus, while revenue $241.4M missed estimate $243.08M.
Net income declined to $68.5M from $78.1M Q4 2025, while loan growth accelerated 10% annualized.
Net interest margin rose 3 bps to 3.84% and deposit cost fell 8 bps to 1.96%, supporting earnings momentum.
Total loans reached $17.9B, up $440.7M QoQ, with gains across CRE, C&I, mortgage warehouse and agriculture; deposits rose modestly to $20.2B.