Overview
SK Finance Limited, a leading non‑banking financial company (NBFC) in India, released its half‑year results for the period ended 30 September 2026 (H1 FY27). The press release, issued on 2 November 2026, highlights strong earnings growth, asset expansion and continued technology‑driven lending.
Financial Performance
The company posted Profit After Tax (PAT) of ₹225 crore for H1 FY27, representing a 25 % year‑on‑year increase. Assets Under Management (AUM) stood at ₹16,682 crore as of 30 September 2026, up 16 % YoY, reflecting growth in its diversified asset‑backed lending portfolio.
Operational Highlights
SK Finance operates a network of more than 700 branches across 12 states and two Union Territories, supported by a workforce of over 13,000 employees. The firm’s lending focus spans commercial vehicles, passenger vehicles, tractors, construction equipment, secured business loans and home‑renovation mortgage loans. Management emphasised ongoing investments in technology, customer experience and plans to deepen presence in southern and eastern regions of India.
Credit Ratings
Long‑term credit ratings remain at AA‑ (Stable) from ICRA and CARE Ratings, and AA‑ (Positive) from India Ratings. The short‑term rating is A1+.
Management Commentary
Mr Rajendra Kumar Setia, Managing Director & CEO, stated that the 25 % PAT growth and AUM expansion demonstrate the resilience of the diversified lending portfolio and the company’s commitment to sustainable, responsible growth. He reaffirmed focus on disciplined underwriting, operational excellence and capital discipline while expanding into underserved markets.
About SK Finance
Founded in 1994, SK Finance Limited offers a diversified asset‑backed lending portfolio and combines deep market reach with technology‑enabled lending, robust risk management and a customer‑first approach.
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