SK Finance Q1 FY27 Results
SK Finance Limited announced its financial performance for the quarter ended 30 June 2026, the first quarter of fiscal year 2027. The company posted a Profit After Tax (PAT) of ₹104 crore, representing a 19 per cent increase compared with the same quarter in the previous year. Assets Under Management (AUM) stood at ₹16,227 crore as of 30 June 2026, also up 19 per cent year‑on‑year, driven by robust demand across its portfolio of commercial vehicle loans, passenger vehicle loans, tractor loans, construction equipment loans, secured business loans and home‑renovation mortgage loans.
The firm highlighted its strong credit profile, retaining long‑term ratings of AA‑/Stable from both ICRA and CARE Ratings, AA‑/Positive from India Ratings, and a short‑term rating of A1+ from the same agencies.
Management commentary came from Mr Rajendra Kumar Setia, Managing Director and Chief Executive Officer, who said the company began FY27 on a strong footing due to consistent business momentum, disciplined risk management and confidence from customers, dealer partners and lending institutions. He emphasized that technology remains central to the growth strategy, citing the rollout of a one‑stop customer mobile application and a 24‑hour AI‑enabled Interactive Voice Response (IVR) platform that allow borrowers to check EMI status, view loan details, raise service requests, explore loan offers and contact the company at any time.
Looking forward, SK Finance intends to continue expanding in underserved markets, further strengthen its digital ecosystem and deepen customer relationships while maintaining prudent risk management and capital discipline.
The company, founded in 1994, operates across 12 states and two union territories through a network of more than 700 branches and employs over 12,000 personnel, combining extensive market reach with technology‑enabled lending, robust risk controls and a customer‑first approach.