South Indian Bank Q4 FY26 Investor Presentation Highlights

South Indian Bank reported a 19% YoY increase in Q4 FY26 net profit to ₹408 crore, with a 12% annual growth to ₹1,455 crore.
Asset quality improved significantly with GNPA declining to 1.43% and NNPA to 0.29%, supported by a provision coverage ratio of 94.10%.
The bank showcased strong 15% YoY deposit growth to ₹1.23 lakh crore and 16% YoY advances growth to ₹99,260 crore, with retail loans growing 70%.
Digital transformation initiatives included AI integration via Zeni framework, process automation, and new digital products like SIB FINX and SIB Xpress.