Spandana Q4 PAT ₹5 Cr, AUM Up 12% to ₹4,420 Cr

Spandana reported Q4FY26 PAT of ₹5 Cr, turning profitable after six quarters of losses.
AUM grew 12% QoQ to ₹4,420 Cr and disbursements increased 30% QoQ to ₹1,539 Cr.
Asset quality improved with consolidated GNPA declining to 3.78% and collection efficiency reaching 99.7%.
The company maintains strong capital adequacy with CRAR of 35.9% and liquidity of ₹1,438 Cr.