Financial Results Summary

Quarterly Performance (Q2 FY27 vs Q2 FY26)

  • Insurance Revenue: ₹507.38 crore (up 15.4% from ₹439.58 crore)
  • Net Profit: ₹26.48 crore (up 232.8% from ₹7.96 crore)
  • Earnings Per Share (Basic): ₹4.50 (up from ₹1.35)
  • Earnings Per Share (Diluted): ₹4.49 (up from ₹1.35)

Half-Year Performance (H1 FY27 vs H1 FY26)

  • Insurance Revenue: ₹993.04 crore (up 14.9% from ₹864.09 crore)
  • Net Profit: ₹81.45 crore (up 57.3% from ₹51.78 crore)
  • Earnings Per Share (Basic): ₹13.84 (up from ₹8.81)
  • Earnings Per Share (Diluted): ₹13.81 (up from ₹8.80)

Key Financial Metrics

Insurance Service Performance

  • Insurance Service Result: ₹38.31 crore in Q2 FY27 (₹19.60 crore in Q2 FY26)
  • Claims Ratio: 68.95% in Q2 FY27 (71.51% in Q2 FY26)
  • Expense Ratio: 23.01% in Q2 FY27 (23.01% in Q2 FY26)
  • Combined Operating Ratio: 91.97% in Q2 FY27 (94.52% in Q2 FY26)

Investment Income

  • Total Investment Income: ₹26.76 crore in Q2 FY27 (₹16.51 crore in Q2 FY26)

Balance Sheet Position (as of September 30, 2026)

  • Total Assets: ₹24,292.55 crore
  • Total Liabilities: ₹13,856.82 crore
  • Total Equity: ₹10,435.73 crore
  • Solvency Ratio: 2.05

Segment-wise Performance (Q2 FY27)

  • Health Insurance: Revenue ₹502.67 crore, Profit ₹195.35 crore
  • Personal Accident: Revenue ₹4.51 crore, Profit ₹0.83 crore
  • Travel Insurance: Revenue ₹0.20 crore, Loss ₹(0.55) crore

Corporate Action

  • Reclassification: Board approved reclassification of Sthitaprajna Advisors LLP from Promoter Group category to Public Shareholder category.

Board Meeting Details

  • Date: October 27, 2026
  • Time: 11:30 AM to 6:30 PM IST
  • Venue: Chennai