Summary of Key Information:
Reporting Period: Quarter and Half Year ended 30th September, 2026
Nature of Filing / Announcement: Outcome of Board Meeting - Unaudited Financial Results (Standalone and Consolidated)
Audit Opinion:
Clean - Limited Review Report with no modifications or qualifications
Key Financial Highlights [in lakhs]:
Consolidated Results:
Revenue from Operations:
- Q2 FY27: ₹1,064.76 lakh vs Q2 FY26: ₹944.42 lakh (YoY increase)
- H1 FY27: ₹2,156.12 lakh vs H1 FY26: ₹1,726.83 lakh (YoY increase)
Total Income:
- Q2 FY27: ₹2,330.19 lakh
- H1 FY27: ₹3,513.70 lakh
Net Profit:
- Q2 FY27: ₹760.70 lakh vs Q2 FY26: ₹736.03 lakh (YoY increase)
- H1 FY27: ₹1,192.34 lakh vs H1 FY26: ₹1,090.39 lakh (YoY increase)
EPS (not annualized):
- Basic & Diluted Q2 FY27: ₹7.68
- Basic & Diluted H1 FY27: ₹12.03
Other Comprehensive Income/(Loss):
- Q2 FY27: ₹(2,042.52) lakh (primarily due to fair value loss on investments held through OCI)
- H1 FY27: ₹(1,604.78) lakh
Total Comprehensive Income/(Loss):
- Q2 FY27: ₹(1,281.82) lakh
- H1 FY27: ₹(412.44) lakh
Standalone Results:
Revenue from Operations:
- Q2 FY27: ₹997.83 lakh vs Q2 FY26: ₹850.37 lakh (YoY increase)
- H1 FY27: ₹2,045.73 lakh vs H1 FY26: ₹1,604.81 lakh (YoY increase)
Total Income:
- Q2 FY27: ₹2,263.26 lakh
- H1 FY27: ₹3,403.31 lakh
Net Profit:
- Q2 FY27: ₹744.56 lakh vs Q2 FY26: ₹663.81 lakh (YoY increase)
- H1 FY27: ₹1,155.68 lakh vs H1 FY26: ₹1,008.82 lakh (YoY increase)
EPS (not annualized):
- Basic & Diluted Q2 FY27: ₹7.51
- Basic & Diluted H1 FY27: ₹11.66
Other Comprehensive Income/(Loss):
- Q2 FY27: ₹(2,042.52) lakh
- H1 FY27: ₹(1,604.78) lakh
Total Comprehensive Income/(Loss):
- Q2 FY27: ₹(1,297.96) lakh
- H1 FY27: ₹(449.10) lakh
Segment-wise Performance:
The Company operates under a single activity, hence there are no reportable segments as per Ind AS 108.
Corporate Actions:
Not Specified
Other Significant Information:
Entities included in consolidation:
- Starteck Finance Limited (Parent Company)
- Chitta Finlease Private Limited (Subsidiary)
- Bhuwalka Steel Industries Limited (Subsidiary)
Subsidiary Performance:
Two subsidiaries reflected total income of ₹66.93 lakhs and ₹110.39 lakhs, and total net profit after tax of ₹16.13 lakhs and ₹36.66 lakhs for the quarter and year-to-date period ended 30 September 2026, respectively.
Balance Sheet Highlights (Consolidated as at 30th September 2026):
- Cash and cash equivalents: ₹62.01 lakh
- Investments: ₹26,578.56 lakh
- Loans: ₹18,113.23 lakh
- Total Assets: ₹57,317.34 lakh
- Borrowings: ₹25,850.38 lakh
- Equity Share Capital: ₹991.03 lakh
- Other Equity: ₹24,885.25 lakh
Cash Flow Statement (Consolidated H1 FY27):
- Net cash from operating activities: ₹479.08 lakh
- Net cash from investing activities: ₹12,693.93 lakh
- Net cash used in financing activities: ₹(13,154.15) lakh
- Net increase in cash and cash equivalents: ₹18.86 lakh