Summary of Key Information:
Reporting Period (Quarter/Year): Quarter and Half Year Ended 30th September 2026
Nature of Filing / Announcement: Regulatory filing under SEBI LODR Regulations 33, 47, 52 & 54
Audit Opinion:
Limited Review Report issued by Joint Statutory Auditors - No qualifications or modifications noted. Clean opinion.
Auditor’s Comment:
No adverse comments affecting earnings quality, internal controls, or going concern. Review conducted in accordance with SRE 2410.
Key Financial Highlights [₹ in crores]
Standalone Results:
Revenue from Operations: Q2 FY27: ₹2,147.47 crore (vs ₹1,813.69 crore in Q2 FY25 - 18.4% YoY growth)
Total Income: Q2 FY27: ₹2,150.51 crore (vs ₹1,817.85 crore in Q2 FY25)
Net Profit: Q2 FY27: ₹475.07 crore (vs ₹394.20 crore in Q2 FY25 - 20.5% YoY growth)
EPS: Q2 FY27: ₹42.76 (Face Value of ₹10 each)
Other Equity: ₹13,606.65 crore as of 30.09.2026
Cash and Cash Equivalents: ₹34.53 crore as of 30.09.2026
Debt: Total financial liabilities ₹60,389.61 crore as of 30.09.2026
Consolidated Results:
Revenue from Operations: Q2 FY27: ₹2,737.55 crore (vs ₹2,385.64 crore in Q2 FY25 - 14.8% YoY growth)
Total Income: Q2 FY27: ₹2,749.34 crore (vs ₹2,400.68 crore in Q2 FY25)
Net Profit: Q2 FY27: ₹516.66 crore attributable to owners (vs ₹488.12 crore in Q2 FY25)
EPS: Q2 FY27: ₹46.88 (Face Value of ₹10 each)
Other Equity: ₹15,948.40 crore as of 30.09.2026
Cash and Cash Equivalents: ₹232.89 crore as of 30.09.2026
Segment-wise Performance [₹ in crores]:
Business Segments (Consolidated):
Asset Financing Segment: Q2 FY27 Revenue: ₹2,514.07 crore, Segment Results: ₹648.76 crore
Others Segment: Q2 FY27 Revenue: ₹224.18 crore, Segment Results: ₹96.23 crore
Half-year performance:
Asset Financing Segment: H1 FY27 Revenue: ₹4,968.92 crore, Segment Results: ₹1,351.67 crore
Others Segment: H1 FY27 Revenue: ₹414.17 crore, Segment Results: ₹162.87 crore
Corporate Actions:
Dividend: Interim dividend of ₹16 per share (160%) declared for FY27
Record Date: November 18, 2026
Face Value: ₹10 per share
Other Significant Information:
Total Assets (Standalone): ₹74,425.09 crore as of 30.09.2026
Total Assets (Consolidated): ₹92,689.92 crore as of 30.09.2026
Debt Equity Ratio (Standalone): 4.36
Networth (Standalone): ₹13,717.75 crore
Operating Margin (Standalone): 51.88% for Q2 FY27
Net profit margin (Standalone): 22.12% for Q2 FY27
Gross Stage 3 Loans: 1.84% as of 30.09.2026
Net Stage 3 Loans: 0.91% as of 30.09.2026
Capital Adequacy Ratio: 18.52% as of 30.09.2026
Entities in Consolidation:
Sundaram Finance Limited (Parent)
Sundaram Home Finance Limited (Subsidiary)
Sundaram Asset Management Company Limited (Subsidiary)
Sundaram Trustee Company Limited (Subsidiary)
LGF Services Limited (Subsidiary)
Sundaram Fund Services Limited (Subsidiary)
Sundaram Asset Management Singapore Pte Limited (Step-Down Subsidiary)
Sundaram Alternate Assets Limited (Step-Down Subsidiary)
Royal Sundaram General Insurance Co. Limited (Joint Venture)
Sundaram Finance Employees Welfare Trust (Employee Welfare Trust)