Board Meeting Outcomes

The Board of Directors meeting commenced at 10:30 a.m. and concluded at 03:30 p.m. on 12th August 2026. Key approvals and notes from the meeting include:

  • Noted the minutes of the previous Board Meeting dated 25th July 2026.
  • Approved the draft unaudited Annual Financial Statements for the quarter ended 30.06.2026.
  • Approved convening the 40th Annual General Meeting (AGM) on Monday, 21st September 2026 at 11.00 a.m. via Video Conferencing and approved the draft notice.
  • The cut-off date for the AGM is set as Monday, 14th September 2026.
  • The Register of Members and Share Transfer Book will remain closed from Tuesday, 15th September 2026 to Monday, 21st September 2026 (both days inclusive).
  • Approved the Annual Report, including Board's Report, Management Discussion and Analysis Report, and Corporate Governance Report.
  • Took note of the CEO and CFO Certification pursuant to Regulation 17(8) of SEBI LODR Regulations, 2015.
  • Took note of the corporate governance certificate and the Certificate on Compliance with the Code of Conduct for FY ended 31st March 2026.
  • Appointed CS Vivekkumar of DV and Associates (FCS NO. 9353, CP NO. 11036) as the scrutinizer for e-voting.
  • Appointed Central Depository Services (India) Limited (CDSL) as the service provider for remote e-voting.
  • Approved the appointment of a director in place of Mr. Manoj Karumathil (DIN:08760264), who retires by rotation and is eligible for re-appointment.
  • Approved the issuance of Unsecured Subordinated Debts for an amount not exceeding ₹500 Crore, subject to shareholder approval at the AGM.
  • Approved the issuance of Non-Convertible Debentures (NCDs) for an amount not exceeding ₹500 Crore, subject to shareholder approval at the AGM.
  • Approved the appointment of Mr. Rathish Kumar. R as the Internal Auditor for FY 2026-27.
  • Approved an increase in the borrowing limit of the company from ₹1000 crore to an aggregate amount not exceeding ₹1500 crores under section 180(1)(C) of the Companies Act, 2013, subject to shareholder approval.
  • Reviewed the Business Operations & Prospects of the Company.

Financial Results for Q1 FY27 (Quarter Ended June 30, 2026)

The unaudited financial results, reviewed by the audit committee and statutory auditors (G Joseph & Associates), are as follows (all figures in ₹ Lakhs):

Profit & Loss Statement:

  • Revenue from Operations: ₹2,400.72
  • Interest Income: ₹2,143.69
  • Fees and Commission Income: ₹257.03
  • Other Income: ₹210.18
  • Total Income: ₹2,610.90
  • Total Expenses: ₹2,320.75
  • Finance Costs: ₹1,128.04
  • Impairment on financial instruments: ₹66.62
  • Employee Benefit Expenses: ₹704.15
  • Depreciation and Amortisation: ₹177.18
  • Other Expenses: ₹244.76
  • Profit Before Tax (PBT): ₹290.15
  • Tax Expense: ₹23.53
  • Current Tax: ₹72.89
  • Deferred Tax: -₹49.36
  • Current tax relating to earlier years: ₹0.00
  • Profit After Tax (PAT): ₹266.62
  • Other Comprehensive Income: -₹9.57 (Remeasurements of defined benefit plans)
  • Total Comprehensive Income: ₹257.05

Key Metrics:

  • Paid-up equity share capital (Face value ₹10 each): ₹4,914.03 Lakhs
  • Earnings Per Share (EPS):
  • Basic: ₹0.76
  • Diluted: ₹0.76

Operational Highlights and Key Figures (Q1 FY27)

  • Net Worth: ₹117.26 Cr
  • Assets Under Management (AUM): ₹365.58 Cr
  • Capital to Risk-weighted Assets Ratio (CRAR): 38.02%
  • Debt Equity Ratio: 2.89
  • Total Revenue: ₹26.11 Cr
  • Profit Before Tax (PBT): ₹2.90 Cr
  • Profit After Tax (PAT): ₹2.57 Cr
  • Gross NPA (GNPA): 1.24%
  • Net NPA (NNPA): 0.75%
  • Total Assets: ₹511.41 Cr
  • Total Borrowings (without interest payable): ₹339.28 Cr
  • Disbursement: ₹158.81 Cr
  • Shareholders Fund: ₹120.31 Cr
  • Yield %: 23.91%
  • Borrowing Cost %: 12.78%
  • Number of Live Customers: 41,829

Growth Trends

Net Worth:

  • FY 2024–25: ₹64.94 Cr
  • FY 2025–26: ₹114.96 Cr
  • Q1 FY 2026–27: ₹117.26 Cr

AUM (Q1 Comparison):

  • Q1 FY 2024–25 (Jun 2024): ₹160.15 Cr
  • Q1 FY 2025–26 (Jun 2025): ₹290.46 Cr
  • Q1 FY 2026–27 (Jun 2026): ₹365.58 Cr

Shareholders Fund (Q1 Comparison):

  • Q1 FY 2024–25 (Jun 2024): ₹54.50 Cr
  • Q1 FY 2025–26 (Jun 2025): ₹76.22 Cr
  • Q1 FY 2026–27 (Jun 2026): ₹120.31 Cr

Total Revenue (Q1 Comparison):

  • Q1 FY 2024–25 (Jun 2024): ₹9.57 Cr
  • Q1 FY 2025–26 (Jun 2025): ₹18.50 Cr
  • Q1 FY 2026–27 (Jun 2026): ₹26.11 Cr

PAT (Q1 Comparison):

  • Q1 FY 2024–25 (Jun 2024): ₹0.08 Cr
  • Q1 FY 2025–26 (Jun 2025): ₹1.22 Cr
  • Q1 FY 2026–27 (Jun 2026): ₹2.57 Cr

Notes to Accounts

  • The financial results are prepared in accordance with Ind AS prescribed under the Companies Act, 2013 and Regulation 33 of SEBI LODR.
  • The Codes on Wages and Social Security have not been notified; the impact will be assessed upon notification.
  • Impairment losses are recognized under the expected credit loss method per Ind AS, considering RBI guidance.
  • The company operates a single reportable segment: financing activities within India.
  • No loans were transferred through assignment or acquired/stressed loans during the period.
  • Investor grievance redressal email: investorgrievance@suprapacific.com.
  • Previous period figures have been regrouped/reclassified for comparability.