Synchrony Financial posted Q1 2026 adjusted EPS $2.27 beating $2.20 estimate and revenue $4.77B surpassing $3.78B forecast.
Net earnings rose 6% YoY to $805M, purchase volume hit a record $43.0B, up 6% YoY.
Board approved a $6.5B share buyback starting Q2 2026 and increased quarterly dividend 13% to $0.34 per share.
Credit charge‑offs fell to 5.42% of loan receivables, ROA rose to 2.7% and ROE to 19.5%.