Tata Capital Q4 PAT Up 51% YoY to ₹1,459cr

Tata Capital reported Q4FY26 consolidated PAT of ₹1,502cr, up 43% YoY, with ex-Motor Finance PAT at ₹1,459cr, up 51% YoY.
AUM grew 20% YoY to ₹2,77,275cr, with ex-Motor Finance AUM up 28% YoY to ₹2,51,885cr, driven by strong retail and SME lending.
Credit quality improved with Gross Stage 3 at 1.5% (ex-Motor Finance) and 2.0% (including), while AI initiatives reduced cost-income ratio by 335bps.