Key Financial Results (Standalone, in ₹ lakhs)

For Quarter Ended June 30, 2026:

  • Total Income: ₹11,515.23
  • Total Expenses: ₹5,515.62
  • Finance Cost: ₹2,615.71
  • Employee Benefits Expense: ₹417.76
  • Depreciation and Amortization: ₹14.12
  • Other Operating Expenses: ₹515.62
  • Profit Before Tax and Exceptional Items: ₹7,952.02
  • Exceptional Items: ₹41.20 (provision/write-off)
  • Profit Before Tax: ₹7,832.02
  • Tax Expense: ₹1,711.09
  • Current Tax: ₹1,725.00
  • Deferred Tax: (₹13.91) [credit]
  • Profit from Continuing Operations: ₹6,120.93
  • Total Comprehensive Income: ₹6,106.16

Comparative Figures (Quarter Ended June 30, 2025):

  • Total Income: ₹7,394.01
  • Profit Before Tax: ₹4,072.03
  • Tax Expense: ₹869.63
  • Profit from Continuing Operations: ₹3,202.40
  • Total Comprehensive Income: ₹3,194.06

Significant Developments

1. Income Tax Refund: During the quarter, the company received appeal effect orders and related income tax refunds for Assessment Years 1995-96 to 2002-03. Accordingly:

  • Net current tax asset of ₹808.35 lakh was adjusted
  • Net interest on income tax refund of ₹3,400.03 lakh (₹34.00 crore) was recognized as Other Income

2. ECL Provisions: Provision of Expected Credit Loss (ECL) on loan assets has been made as per Ind-AS109 methodology adopted by the Board. The company made enhanced ECL provision as of June 30, 2026, which is higher than RBI IRACP norm requirements. No Impairment Reserve is required as per RBI regulatory guidelines.

3. Share Split: The equity shares of the company having face value of ₹10 were split into five equity shares of ₹2 each effective from September 19, 2025. Comparative EPS figures have been restated accordingly.

Other Board Approval

The Board approved amendment to Articles of Association by deletion of clause(s) related to Common Seal, its custody & usage, subject to approval of the company's members.

Meeting Details

The Board meeting commenced at 11:15 AM and concluded at 1:50 PM on July 20, 2026.

Publication

The results will be published in newspapers in compliance with SEBI (LODR) Regulations, 2015, and filed with stock exchanges.