TransUnion Q3 2026 Results Overview
TransUnion (NYSE:TRU) reported third‑quarter 2026 adjusted diluted earnings per share (EPS) of $1.25, surpassing the analyst consensus of $1.21 by $0.04. The quarter’s revenue reached $1.31 billion, matching estimates and representing a 12 % year‑on‑year increase from $1.17 billion in Q3 2025.
U.S. market revenue grew 7 %, driven primarily by an 11 % rise in Financial Services revenue; Insurance revenue also contributed, though a specific growth rate was not disclosed. International revenue expanded 10 % on a constant‑currency basis, with India posting an 18 % increase.
Adjusted net income climbed to $242 million from $216 million in the prior‑year period, reflecting a 14 % growth in adjusted diluted EPS.
Guidance for the full year 2026 was raised: adjusted diluted EPS is now expected between $4.81 and $4.88, with a midpoint of $4.85, above the consensus estimate of $4.78. Full‑year revenue guidance was maintained at the high end, now projected at $5.13 billion to $5.16 billion, implying 12 %‑13 % growth.
For the fourth quarter, TransUnion forecasts revenue of $1.26 billion to $1.29 billion and adjusted diluted EPS of $1.15 to $1.22.
Share repurchases totalled $243 million year‑to‑date, and the company expects total repurchases of up to $500 million in 2026. The board increased the share‑repurchase authorization by $1 billion to a total of $2 billion. The quarterly dividend was raised to $0.135 per share from $0.125.
Chris Cartwright, President and CEO, stated that the company delivered another strong quarter, maintaining the high‑end of 2026 revenue guidance while raising EPS guidance, balancing momentum against rising interest rates and market uncertainty.
Share price moved slightly lower, down 0.28 % in pre‑market trading following the announcement.