Tryg A/S reported a 14% drop in Q1 pre‑tax profit to 1.28 bn crowns, but beat forecasts by ~13%.\\nUnderwriting performance improved, combined ratio fell to 84% from 84.2%, driven by fewer weather claims and higher reserve releases, especially in Norway.\\nInvestment income collapsed to 2 million crowns from 320 million, while insurance service result rose 7.8% to 1.66 bn crowns, beating expectations by ~9%.\\nShares rose 2% after results; dividend increased to 2.15 crowns, solvency ratio 192% end‑March, down from 196%.