Summary of Key Information:

Reporting Period (Quarter/Year): Quarter and Half Year ended 30 September 2026

Nature of Filing / Announcement: Outcome of Board Meeting under Regulation 30 of SEBI LODR Regulations 2015

Audit Opinion:

Unmodified Opinion (Clean)

Key Financial Highlights [₹ in lakh]:

Standalone Results:

| Metric | Quarter Ended 30-09-2026 | Quarter Ended 30-09-2025 | Half Year Ended 30-09-2026 | Half Year Ended 30-09-2025 | Year Ended 31-03-2026 |

| Interest Earned | 7,28,612 | 5,53,717 | 14,28,232 | 12,97,318 | 26,28,135 |

| Other Income | 88,776 | 88,422 | 2,57,400 | 1,88,142 | 3,45,961 |

| Total Income | 8,17,408 | 7,42,139 | 16,85,632 | 14,85,450 | 29,74,098 |

| Interest Expended | 4,39,992 | 4,00,445 | 8,58,756 | 8,03,723 | 16,08,498 |

| Operating Expenses | 1,90,180 | 1,80,174 | 3,58,685 | 3,64,191 | 7,22,706 |

| Operating Profit | 1,87,216 | 1,51,320 | 4,68,190 | 3,77,546 | 6,42,894 |

| Provisions (other than tax) | 80,767 | 58,814 | 1,44,228 | 1,20,420 | 2,05,545 |

| Profit Before Tax | 1,06,469 | 1,02,506 | 3,63,960 | 1,97,125 | 4,37,349 |

| Provision for Taxes | 27,905 | 40,530 | 2,19,755 | 74,405 | 1,50,553 |

| Net Profit | 78,564 | 61,976 | 1,44,197 | 1,22,720 | 2,76,786 |

| EPS (₹) | 0.63 | 0.49 | 1.15 | 0.98 | 2.21 |

| Gross NPA | 5,63,222 | 5,89,472 | 5,63,222 | 5,89,472 | 5,69,020 |

| Net NPA | 57,349 | 96,194 | 57,349 | 96,194 | 70,797 |

| Gross NPA % | 1.96% | 2.56% | 1.96% | 2.56% | 2.77% |

| Net NPA % | 0.18% | 0.43% | 0.18% | 0.43% | 0.27% |

| Capital Adequacy Ratio | 18.85% | 17.89% | 18.85% | 17.89% | 18.61% |

| CET-1 Ratio | 17.06% | 15.61% | 17.06% | 15.61% | 16.85% |

Consolidated Results:

Not Specified (Only standalone results provided)

Segment-wise Performance [₹ in lakh]:

Segment Revenue:

| Segment | Quarter Ended 30-09-2026 | Quarter Ended 30-09-2025 | Half Year Ended 30-09-2026 | Half Year Ended 30-09-2025 | Year Ended 31-03-2026 |

| Treasury Operations | 1,92,538 | 2,03,568 | 4,02,137 | 4,17,964 | 8,03,096 |

| Corporate Banking | 3,00,350 | 2,59,498 | 6,35,124 | 5,38,158 | 10,98,199 |

| Retail Banking | 3,23,895 | 2,78,585 | 6,42,517 | 5,24,258 | 10,66,632 |

| Other Banking | 624 | 489 | 5,853 | 5,075 | 6,171 |

| Total | 8,17,407 | 7,42,140 | 16,85,631 | 14,85,455 | 29,74,098 |

Segment Results:

| Segment | Quarter Ended 30-09-2026 | Quarter Ended 30-09-2025 | Half Year Ended 30-09-2026 | Half Year Ended 30-09-2025 | Year Ended 31-03-2026 |

| Treasury Operations | 66,392 | 45,242 | 1,39,736 | 93,736 | 2,34,352 |

| Corporate Banking | 75,706 | 27,978 | 1,67,187 | 49,786 | 1,00,085 |

| Retail Banking | 23,746 | 28,798 | 1,11,184 | 48,530 | 96,740 |

| Other Banking | 624 | 489 | 5,853 | 5,075 | 6,171 |

| Total | 1,66,468 | 1,02,507 | 4,23,960 | 1,97,127 | 4,37,348 |

Corporate Actions:

Interim Dividend: 6% (₹0.60 per share) declared for FY27

Record Date: 28 October 2026

Other Significant Information:

  • During Q1 FY27, the Bank opted for lower tax regime under Section 115BAA of Income Tax Act, resulting in one-time charge of ₹1,237.13 crore
  • Deferred tax asset of ₹2,269.82 crore recognized as of 30 September 2026
  • Investment Fluctuation Reserve (IFR) balance of ₹552.24 crore transferred to General Reserve effective 18 May 2026
  • Government of India shareholding: 90.95%
  • Digital banking disclosed as a sub-segment of retail banking as required by RBI guidelines
  • The figures for Q2 FY27 are balancing figures between H1 FY27 and published Q1 FY26 figures