UCO Bank reported Q4 FY26 net profit of ₹801 crore, a 22% YoY growth, with full-year profit at ₹2,768 crore.
Gross NPA improved to 2.17% and net NPA reduced to 0.27%, with credit growth at 19.44% surpassing guidance.
The Board approved a 4.40% dividend payout and provided FY27 guidance including credit growth of 12-14% and NIM of 2.8-2.9%.
Digital initiatives under Project Parivartan generated ₹25,000 crore business, with mobile banking users growing fivefold in three years.