UGRO Capital disclosed its Q4 FY26 earnings call transcript, detailing a strategic pivot to focus on Emerging Market LAP and Embedded Finance verticals.
Management reported a 51% YoY growth in net total income and a planned INR 220 crore annualized cost reduction from exiting non-core intermediated lending.
The company committed to no equity dilution through FY29, targeting a 3-3.5% ROA driven by annuity income from its two focus businesses.
AUM remained flat at INR 15,334 crores as the intentional rundown of the prime intermediated book offset growth in focus verticals.