Ujjivan SFB Q4 PAT Surges 238% YoY

Ujjivan SFB reported Q4FY26 PAT of ₹282 Cr, up 238% YoY, driven by improved NIM of 8.5% and lower credit costs.
Gross loan book grew 26.6% YoY to ₹40,655 Cr with secured advances now comprising 49.4% of the portfolio.
Deposits increased 21.4% YoY to ₹45,668 Cr, with CASA ratio improving to 28.6% and LCR at 142%.
Asset quality improved with PAR 0+ at 3.5% and GNPA at 2.3%, while PCR stood at 81% with floating provisions of ₹181 Cr.